Review: Citi Platinum Select AAdvantage World MasterCard

What's Hot


How to Cut the Cable TV Cord in 2017Family

8 Major Freebies and Discounts You Get With Amazon PrimeSave

8 Creative Ways to Clear ClutterAround The House

Study: People Who Curse Are More HonestFamily

This Free Software Brings Old Laptops Back to LifeMore

Pay $2 and Get Unlimited Wendy’s Frosty Treats in 2017Family

Protecting Trump Will Cost Taxpayers $35 MillionFamily

The 3 Golden Rules of Lending to Friends and FamilyBorrow

6 Reasons Why Savers Are Sexier Than SpendersCredit & Debt

Resolutions 2017: Save More Money Using 5 Simple TricksCredit & Debt

Porta-Potties for Presidential Inauguration Cause a StinkFamily

Tax Hacks 2017: Don’t Miss These 16 Often-Overlooked Tax BreaksTaxes

5 New Year’s Resolutions That Will Pay Off 10 Years From NowCollege

Citi's new American Airlines MasterCard offers some generous perks for frequent fliers of this airline.

This post comes from Logan Abbott, editor of the credit cards section of MyRatePlan.com. 

Citi used to offer an American Airlines travel rewards card through Visa, but the company recently relaunched the card as the Citi Platinum Select AAdvantage World MasterCard. The new MasterCard version of the card offers even better perks.

Advantages

  • Huge sign-up bonus. Cardholders earn 40,000 American Airlines AAdvantage bonus miles after spending $3,000 on purchases in the first three months that they have the card.
  • Earn miles from making purchases. Cardholders earn one reward mile for each dollar spent on purchases, and two reward miles for each dollar spent on eligible American Airlines purchases. AAdvantage miles can be redeemed for free flights on American Airlines and its partners.
  • Earn a flight discount each year. The card offers cardholders a $100 American Airlines flight discount each year of card membership with qualifying purchases and card membership renewal.
  • Earn miles for using miles. When they redeem AAdvantage miles for free flights, cardholders receive 10 percent of those miles back. There’s a cap of 10,000 AAdvantage miles that can be earned back each year.
  • Travel perks. Cardholders receive travel perks including one free checked bag per flight and priority boarding with Group One privileges, as well as 25 percent off in-flight American Airlines purchases.
  • Annual fee waived in Year One. There is an annual fee of $95, but it’s waived in the first year of card membership.

 Disadvantages

  • Annual fee. Although the card waives the annual fee in the first year, the $95 fee for subsequent years is a bit steep.
  • Foreign transaction fees. Although the card offers excellent travel rewards, it also charges a 3 percent foreign transaction fee. This fee goes against the main draw of the card, which is travel.
  • No introductory offers. The card doesn’t offer a 0 percent APR introductory period, which many similar cards do.

Bottom line

Get it if: You have great credit and want a travel rewards credit card that offers very effective rewards that can be redeemed for free flights, and you don’t mind flying American Airlines.

Forget it if: Your credit isn’t great, or you want more choice in the airlines you fly on or the types of rewards you can redeem your points for.

Follow Logan Abbott on Google+

Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: Trump Scraps FHA Rate Cut — What Does It Mean for You?

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,764 more deals!