Review: L.L.Bean Visa Card

This card offers generous rewards for frequent L.L.Bean shoppers.

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This post comes from Logan Abbott, editor of the credit cards section of

The L.L.Bean Visa Card is a rewards card from Barclaycard that offers generous returns for frequent shoppers at L.L.Bean stores (both online and in person).


  • Earn a 3 percent reward for L.L.Bean purchases. Cardholders earn 3 percent on all purchases made at L.L.Bean stores. Rewards come in the form of coupons that can be redeemed toward L.L.Bean merchandise.
  • Earn 1 percent for all other purchases. Cardholders earn 1 percent on all other purchases, all year long.
  • Receive coupons as you earn them. Rewards come in the form of $10 coupons that are sent to cardholders as they earn them.
  • Free returns and free monogramming. Cardholders enjoy the benefits of free returns and free monogramming at L.L.Bean stores.
  • No annual fee. There is no annual fee to use the card. 


  • No introductory 0 percent APR offers. The card does not offer an introductory 0 percent APR period on purchases or balance transfers.
  • Foreign transaction fee. The card charges a 3 percent fee for transactions made in foreign countries. 

Bottom line

Get it if: You have good to excellent credit and are a frequent L.L.Bean shopper.

Forget it if: You have less than good credit, or want a card that offers a broader rewards program.

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Note: While we attempt to be completely objective when reporting on credit cards, this site may be compensated by issuers when a reader applies for a credit card through the links within credit card stories or on our credit card search page. Also note that any terms, rates or other features described in this article can change without notice. Always double-check everything with the issuer before applying for any credit card.

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