Spend Less, Save More, Be Happy!

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Thanks for visiting our website! Whether you’re here by accident or design, I’d like to keep you coming back. So relax for a minute while I introduce myself, my work and explain how what I’m doing with my life just might make a difference in yours.

Here’s some advice: don’t ever take anyone’s advice, especially when it comes to your money, until you know the person offering it is qualified to give it. Here are my qualifications. I’ve been giving people advice about money for more than 30 years: three as an accountant, 10 as a stockbroker and nearly 20 as a TV journalist. Along the way I’ve been licensed as a CPA as well as in real estate, stocks, commodities, options, securities supervisory, and life insurance. I’ve produced more than 3,000 consumer and personal-finance TV news stories that currently air on at least 80 TV stations as well as major websites. I’ve also written multiple books for national publishing houses. So while I’ll never claim to be the sharpest crayon in the box, at least you can feel confident I’ve been around this particular block a time or two.

What’s just as important as credentials, however, is motivation. When I look at cable channels and popular personal finance websites, it’s obvious to me that a lot of people out there are more interested in growing their own savings than yours. Nothing wrong with making money: only a liar or a fool would claim that a paycheck isn’t at least part of the reason they go to work every day. But it should never be the primary reason for you, me or anyone else.

Here’s why I do what I do: I believe that we’re all put on this earth for a purpose and that happiness and fulfillment come when we find and begin working toward that purpose. And that’s hard to do when you’re forced to spend a great deal of your life running like a hamster on a wheel in a job you don’t like because you have to keep the bills paid. So my motivation…my purpose in life… is to take you off of that wheel by helping you find your personal version of financial freedom.

In short, I want you to be financially free so you can do what you want to do instead of what you have to do. And you’ll get there faster by saving more, spending less and staying away from freedom’s mortal enemy: debt. We help you do that here in at least four ways: with news stories in our news section, with money-saving deals and coupons in our deals section, with sites that help you earn more on savings and pay less on loans in our Rates section, and with a community to keep you motivated and engaged in our Blog section.

That’s what my life is all about and I genuinely hope it will make a difference in yours. To borrow a phrase from Alcoholics Anonymous: Keep coming back…because it works if you work it!


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Comments & discussion

We welcome your opinions, but let’s keep it civil. Like many businesses, we reserve the right to refuse service to anyone. In our case, that means those who communicate by name-calling, racism, using words designed to hurt others or generally acting like an uninformed bully. Also, comments that include links to email addresses or commercial websites typically aren't posted. This isn't a place to advertise your business.

  • http://www.partybluprintsblog.com Dawn

    Great article and so on the money!

  • http://kenyantykoon.wordpress.com/ kenyantykoon

    those are quite the impressive creds that you got there. BTW i am a reader of your blog and i like it :-)

  • Bob

    I’ve been thinking like this since the early years…am a Woodstock child…Keep up the good work and have a deluxe day of your choice, my friend!

  • Mark

    That's impressive creds I already read of your blogs earlier.

    Guarantor Loans

  • http://www.cesidebtsolutions.org ParisGirl111

    I believe this. Although, many of us hang our happiness on this hook of being financially free. We don't want to fall into that trap. Happiness begins right now..when you make a conscious choice every day to work towards your purpose. If you don't know your purpose, keeping learning and doing until you find something that feels like it is part of your soul when you do it.

  • http://www.moneyrelease.com/ Victorino

    Hello, great credentials you have there. I agree, we should always test the credibility of the adviser when it comes to money sense. In this subject, accountants, financial planner, investor and banker can be fitted for that. However, we can still rely on some true stories from different simple people who have realized and enlightened by the sense of money. That's right let us be happy and joyful for what good things we have.

  • http://erl-mortgage.com/ Dmitry

    Lovely posting you have done today.
    I love your blog and this posting is fabulous.

  • http://www.financeandmarkets.net/ BradKP

    Quite motivational article. I guess we all need daily dose of such posts to become financially free. We all know how and why to get out of debt. Yet, we don't do it because we don't have enough motivation to do it. You are doing a great job.