States Deliberately Leave Millions of the Poor Uninsured

What's Hot


2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

Even though the federal government would have picked up 90 percent of the bill for Medicaid expansion under Obamacare in future years, half the states have refused to expand the program.

Healthcare.gov has been plagued with sign-up glitches. After three weeks, the site isn’t working much better than the rocky start we documented on Day One of the state health insurance marketplaces run by the federal government.

President Obama has a team working to fix the website, NPR says. Unfortunately, millions of Americans waiting to sign up are going to find even more bad news when they finally make it through the system: They aren’t eligible for coverage.

The original plan for the Affordable Care Act was that nearly everyone who doesn’t have insurance through their workplace could purchase private health insurance through the online insurance marketplaces (often with a federal subsidy) or qualify for Medicaid if they were low-income.

“Currently in most states you have to be a child, pregnant or disabled to get Medicaid,” NPR says. “The health law was supposed to change all that — expanding the program to include nearly everyone with incomes up to about 133 percent of the federal poverty level, or about $15,000 a year for an individual.”

However, the U.S. Supreme Court’s health care decision threw a wrench in the works. The court’s majority opinion said that it was up to each state to decide whether or not Medicaid would be expanded.

Only half the states have so far decided to do so, “even though the federal government is paying the entire cost of the additional people for the first three years, and 90 percent going forward,” NPR says.

That will leave an unexpected 6 million to 7 million low-income adults without many options; you can’t even qualify for insurance on the marketplaces without income above the poverty line.

Not sure if your state is expanding Medicaid or not? The Kaiser Family Foundation has a chart documenting the position of each state and Washington, D.C.

The uninsured will likely rely on community clinics and public hospitals, NPR says, but those places are likely to become even more overwhelmed than they already are. Again, the health care law assumed these people would get coverage — so it reduced funding for public hospitals to save money.

Do you think Medicaid should be expanded in every state? Why or why not? Comment below or on our Facebook page.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: Ask Stacy: What’s the Best Way to Borrow?

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,059 more deals!