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This week: 25 ways to simplify your life, why you shouldn't buy into the Social-Security-is-going-bankrupt myth, how to get a job as a taste tester, how you can be held responsible for your broke parents and whether life insurance is a waste of money.

1. You May Be Held Responsible for a Parent Who Fails to Save

[Ask Liz Weston] We covered one part of this story recently (Could Medicaid Come After You for Mom’s Nursing Home Bill?), and in this article Liz Weston takes on another.

The question from a reader was about what obligations she could face when her mother “becomes too old to work and doesn’t have enough money to cover her expenses.” The suggestions Liz provides are good ones. If you’ve got parents who haven’t saved enough and may lean on you in retirement, it’s a must-read.

2. Side Hustle Series: I’m a Taste Tester

[Budgets are Sexy] We’ve done plenty of stories about finding extra work, like the recent 10 Tips for Finding Legitimate Work-From-Home. But in all my years of covering this topic, I’ve never seen this one: making extra money by eating and drinking.

From the post: “I was there for about an hour and a half and tasted six batches of fries. When I handed in my last questionnaire they handed me an envelope with three twenty dollar bills in it. Not bad for a night’s work.”

Sound like an appetizing way to make an extra buck or two? Check out the article.  

3. Don’t Buy Into the Social-Security-Is-Going-Bankrupt Myth

[Cash Money Life] If there’s one thing I despise, it’s the media using misinformation to create hysteria, and ratings, around topics from health care reform to Social Security. That’s why I really enjoyed reading this article.

Especially enlightening was logic like this: “Social Security is an integral part of the US economic and financial systems. It is in fact one of the foundational systems in the country. The end of Social Security would not just imperil retirees, but would also hurt millions of businesses that would suddenly lose tens of millions of customers who would then be too poor to buy their products and services.”

I couldn’t agree more: Social Security’s not going anywhere. What may happen, however, is changes in the way it’s paid for and received. Read this post for more, then check out our story, 13 Ways to Get More Social Security.

4. How To Help Family Members With Money Problems

[Christian Personal Finance] This story is about something many of us have faced: what to do when we’re approached by a family member for money.

The author offers up four tips: Remind yourself of your own imperfections, evaluate your relationship, offer more than just money and proceed with caution. Here’s a sample:

“We all have strengths and weaknesses.  You might be financially fit while someone else is physically fit.  You might sit at home scheming ways to talk to them about their finances and they might sit at home thinking of creative ways to approach you about your weight problem.”

Check out the post for more.

5. 25 Ways to Simplify Your Life — Today

[Wise Bread] I’m a sucker for giant lists of things that will improve my life, and Wise Bread’s always publishing them.

This one’s about ways to make things simpler, but the advice is geared toward reducing stress. And who’s not down with that? Suggestions include learning to say “no” to additional commitments, doing holiday shopping throughout the year, cutting clutter, avoiding fashion trends and automating saving and bill-paying. Check out the post for lots more.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


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