Take 5: A Roundup of Reads From Around the Web

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This week: why it's OK to pay $200 for a haircut, how inflation helps the rich, why credit cards aren't evil, 29 work-from-home careers, and 10 things you didn't learn in college but should have.

1. Shut Up About My $200 Haircut

[Daily Worth]  While this post is about an expensive haircut, the point the author makes could apply to lots of expenses many would deem extravagant. Her point? Sometimes it’s worth it.

She says her quality cut enhances both her appearance and self-esteem. Plus, she now needs fewer visits to a salon, which reduces her overall expense. While I can’t agree with this example — I pay $20 for a haircut — I do agree with her logic. Just because something’s expensive doesn’t automatically make it wrong.

2. How Inflation Screws the Poor the Most

[Darwin’s Money]  “At the risk of oversimplifying, people that have a lot of assets actually thrive in periods of high inflation while those at the lower end of the spectrum get absolutely crushed.”

While inflation has yet to rear its ugly head, this post is thought-provoking. Why do the rich benefit from inflation? One reason is that high inflation causes prices to rise for assets like houses, while the cost of financing those assets remains fixed. Think 30-year mortgage. It’s an interesting read.

3. Stop With the Evil Credit Card Crap Already

[DollarVersity] The author of this article uses his personal former bad behavior with credit cards as an example of why people need to take responsibility for their own debt messes. In short, he screwed up with credit cards in his youth, accepted the blame along with the medicine, and now questions the plethora of complaints about how big, bad banks are to blame for leading so many into debt.

When it comes to personal responsibility, he’s obviously right. But I wouldn’t let the providers of credit entirely off the hook, either. After all, it’s their advertising that helped create our society’s have-it-now mentality.

4. Work-From-Home Jobs: The Definitive Guide to 29 Legit Home-Based Careers

[Dough Roller]  I’ve seen thousands of reader and viewer questions over the years, and would say the two most common are those about debt and finding legitimate work from home.

While we’ve provided work-from-home options in many posts — see, for instance, “Ask Stacy: Is There Legitimate Work From Home?” — additional sources are always welcome.

Many of the suggestions in this post require special skills (Web developer), but some don’t (call center rep). This guide doesn’t offer specific companies to contact, but it does offer possible pay. Check it out.

5. 10 Things You Didn’t Learn in College (but You Should Have)

[Wise Bread]  An interesting list, and you don’t have to be a college grad to get the gist.

Examples: Much of what you learn will be useless, your degree doesn’t dictate your future, there’s luck involved, and you never really graduate. Check out the post for more — then show it to your favorite college student.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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