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This week: Understanding Bitcoin, how to be more productive, why the occasional splurge is a good thing, why you shouldn't keep $123 million in your checking account, and how to get your life together.

1. What the Heck is Bitcoin?

[Budgets are Sexy] We’ve written about Bitcoins (“What Are Bitcoins, And Why Are They Suddenly Losing Value?“) but this post does a thorough job of explaining what they are, how they work and whether this alternative currency is something you should have in your virtual wallet.

2. The One Productivity Tool That Saves Me 4 Hours a Week

[Careful Cents] If you suffer from email, article and Web overload, this tool could be a godsend. It’s called Pocket, and what it essentially does is provide a place to temporarily stash emails, articles, pictures, videos — you name it — so you can review them later.

How valuable this tool is for you will obviously depend on how distracted you are trying to keep track of multiple streams of information. But it doesn’t cost anything and might help save you some time and stress. Check out the article and make your own call.

3. Could a Splurge Be a Positive Thing?

[Cash Money Life] The bottom line: Going out and buying something you’d normally not purchase can be a good thing if you can afford it, have set money aside for it and use it as a reward.

But if you’re blowing bucks you don’t have, or shopping to cover up negative emotions, it’s not a great idea. Check out this post for more information on the guilt-free splurge.

4. Mayweather’s $123 Million Checking Account

[Chips Money Tips] Boxing champ Floyd Mayweather recently flashed an ATM slip revealing he has $123 million in his checking account. (It wouldn’t be surprising. According to this ESPN article, he has a private jet for himself and another that follows it just for his four bodyguards.)

The author of this post, Chip Chinery, is concerned for Mayweather and is offering his help. He notes that Floyd is taking unnecessary risk because his checking account is insured by the FDIC for only up to $250,000. Next, Chinery figures that spreading the money around could increase his interest earnings from $20,000 to $80,000 monthly.

Chip is offering his services to Mr. Mayweather to get the job done. If Floyd didn’t see the offer on Chinery’s website, maybe he’ll read it here.

5. 10 Simple Ways to Get Your Life Together

[Wise Bread] This isn’t really a list of ways to get your life together. It’s more like a list of things you can do to make yourself feel more together — things like getting a haircut, making the bed, cleaning out your wallet — you get the idea.

Sound silly? Works for me. I always feel better after I’ve straightened up and organized myself. If you’re the same way, check out this post for more.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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