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This week: fees you need to stop paying right now, some of the world’s most expensive medications, why the topic of personal finance is so taboo, three years of peer-to-peer lending results, and how your smartphone might be ruining your life.

1. Is Your Smartphone Ruining Your Life?

[Wealthy Turtle] “Simply put, you can become addicted to your smartphone. I have a friend who, whenever she visits or comes over for a holiday meal, is there with us physically, but she’s actually light years away mentally.”

I couldn’t agree more. Actually, it’s not my smartphone that’s ruining my life, it’s other people’s. I seem to have no problem leaving my smartphone in my pocket while I’m eating dinner or having a conversation with friends, but those around me often feel the need to be on Facebook or texting virtually 100 percent of the time.

If you’re addicted to your pocket computer or know someone who is, this post makes two suggestions: Ditch that smartphone for the old-fashioned kind, or “try to set up boundaries so you don’t let the technology rule your life.”

Good luck with that.

2. 3 Years of Peer-to-Peer Lending Results With Prosper

[Yes, I Am Cheap] While we’ve done multiple articles and videos on peer-to-peer lending, I’ve never personally tried it, so it was cool to read an article by someone who has.

The author earned on average only 7 percent per year. I would have thought she’d make more, although 7 percent still beats the pants off most other investments.

The best part of this article was the 10 tips the experience has taught her. If you’re thinking of going down this road, you really need to see them.

3. Why Personal Finance Is So Taboo (& How We Can Change That)

[20SomethingFinance] What author G.E. Miller is suggesting here isn’t that personal finance is taboo. What he’s saying is that openly discussing our personal finances, from the money we make to the debt burden we carry, is taboo. And, of course, he’s right.

He suggests the reasons we don’t talk about it, and how much better off we’d all be if we did. I’m not sure I agree with everything he asserts, but it’s interesting reading. Check it out.

4. Breaking the Bank: 8 of the World’s Most Expensive Medications

[20s Finances] How would you like being forced to take a medication that costs $409,500 per year? Fortunately, there are only about 8,000 patients in the United States who need this medicine, called Soliris, which is probably one reason it’s so expensive.

All eight of the medications in this article cost hundreds of thousands per year, and all treat relatively rare conditions. But if you want to feel thankful for your good health, both physical and fiscal, check out this post.

5. 8 Fees You Need to Stop Paying Right Now

[Wise Bread] Nothing really new or eye-opening here, but this list is a good reminder of fees we should never pay. It includes overdraft fees, checking account fees, cellphone roaming, and ATM fees. If you’re guilty of paying these or other fees, check out the post, then stop getting nickel-and-dimed.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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