Take 5: A Roundup of Reads From Around the Web

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This week: How to make a living on Amazon, 5 lessons to teach your kids, how to shake a bad mood, a 15-step financial plan, and things to keep in mind when lending money to friends.

1. 15-Step Financial Success Plan

[Moolanomy] “The following 15-part series is a do-it-yourself step-by-step guide that will help you improve your finances, reduce your debt, and increase your income and savings.”

This post, with links to the 15 parts in the series, promises a lot, but it delivers. It starts with steps to cut your expenses, adds a step to prepare for emergencies, offers two ideas to build credit and pay debt, gives three more to increase savings, then finishes with steps to generally improve your finances.

Have we offered all this advice? Yes. But not in a single article. Ambitious!

2. How to Make Money on Amazon

[My Dollar Plan] “Essentially, you buy retail items at dirt-cheap prices. Think Target clearance, Kohl’s 30 percent deals, and any other deals you find on Slickdeals or FatWallet. Then you box it up and ship it off to Amazon. The strategy has earned the name ‘retail arbitrage.'”

The single most popular question I get is how to make money from home. Well, this article details exactly how one person made $50,000 last year simply by buying stuff cheap, then reselling it on Amazon. It’s an inspiring read.

I need to put this person in a TV news story.

3. 7 Things to Keep in Mind When Lending Friends Money

[Narrow Bridge Finance] “I once had a roommate move out while owing me over $200. Sure, not a ton of money, but nothing to sneeze at, particularly when in grad school. He had left for the marines and told me a check was in the mail, but it never arrived. What a frustrating situation!”

Frustrating indeed. I’ve been there many times, which is why I’ve done stories like “The 3 Golden Rules of Loaning to Friends and Family.” But rather than three golden rules, this article expands the total to seven. Among them: making sure the friend knows it’s a loan and not a gift, putting everything on paper, realizing it might destroy your friendship and, of course, being prepared to take a loss.

There’s more. Check it out.

4. 5 Financial Lessons I’d Teach my Child

[One Cent at a Time] “Before your teenage son or daughter packs up and confronts the real world on their own, make sure you teach them some important financial lessons. Knowing a little when it comes to their personal finances will help them in bucket loads, and prevent them from falling into any financial trouble in the future.”

These pearls of wisdom comprise a good life lesson. They include staying away from credit cards, shopping smart, setting savings goals, earning your own way, and not expecting to be bailed out.

Now that I think about it, my parents taught me every one of these things. Did yours?

5. 12 Easy Ways to Improve a Bad Mood

[Wise Bread] “If you feel like you woke up on the wrong side of bed, here are some ideas to quickly change your mood and get you feeling better about your day.”

Some of these I’ve definitely used, like going outside. (Probably won’t work these days for those of you not in South Florida!) Others I wouldn’t have thought of in a million years, like buying a plant.

Feeling blue? Check out this post for more ideas, and before you know it, you might find yourself in the pink.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

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