Take 5: A Roundup of Reads From Around the Web

What's Hot

2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

This week: How to motivate yourself, how to get paid to do what you love, how to save on pest control, why Internet commenters don't change minds, and whether you should go to college or start a business.

1. Should You Go to College or Start a Business?

[PT Money] “For many of us, going to college is simply what you do after high school. We’ve had it drilled into our heads that getting at least a bachelor’s degree is imperative if you hope to succeed. And we so believe in the worth of a college degree that we are willing to go into significant debt in order to earn one.”

This thought-provoking post confirms a couple of realities. One is that, despite the cost, a college degree still translates into more lifetime earnings. Another is that while many successful entrepreneurs skipped college, the majority of new businesses fail.

It’s an interesting read. Check it out.

2. Why Most Internet Activists Don’t Change Any Minds

[Raptitude] “… most Internet activists let contempt seep into the message. It becomes about making others wrong instead of trying to help them be right. Just visit virtually any issue-related message board. It’s adversarial.”

Amen, brother. As the moderator of dozens of daily comments we get for this site, I was at first amazed, then disheartened by the level of anger, hate, name-calling and vitriol used more often than not in reader comments. (Recent example: Check out the comments below “Ask Stacy: Why Income Inequality Matters to Everyone.”) 

Before you read, or write, another comment, read this post. But here’s another quote that sums it up in a nutshell: “The worst thing a person can do for their stance is to deliver it packaged with a moral judgment. This effectively eliminates the other person’s freedom to agree, and may even create a committed opponent to their cause.”

Well said.

3. Best Options for Saving Money on Pest Control

[Save Outside the Box] “… having someone come out and spray your house for bugs quarterly gets really expensive. Did you know that you can do it yourself for far less money? I’ve been doing my own pest control for over a year now.”

We’ve covered this topic before (See “10 Cheap, Effective Ways to Pest-Proof Your Home“) but this is a compelling argument from a guy who’s doing it. He explains what chemical to buy, where to buy it, how long it takes and how much you’ll save.

The only thing left unexplained is how I’ll convince my wife I no longer need to call the bug man.    

4. The Magic Combo to Get Paid to Do What You Love

[The Empowered Dollar] “Growing up, I dreamed of being an animator. I watched “Looney Tunes” on repeat, sketching out Bugs Bunny and Marvin the Martian in front of the TV over a bowl of popcorn. … Then I went to college and my art died.”

This animated confession from a personal finance blogger is something many of us can relate to. Like all good stories, hers starts with loss and ends with redemption, along with some great advice: Develop a skill you’re passionate about and let that passion show in everything you do.

5. 6 Surprisingly Simple Ways to Motivate Yourself

[Wise Bread] “You can be the most organized person in the world and keep all the lists that you want, but if you can’t motivate yourself, you’re not going to get anything done.”

That’s something else most of us can probably relate to. So how do we motivate ourselves? The tips include talking to yourself in the second person, rewarding yourself, and breaking big tasks down into small ones. This is good stuff. Give it a read.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: 10 Key Facts to Test Your Credit Card IQ

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,060 more deals!