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This week: Managing money with your honey, running a $10,000 side hustle from a shoe box, why you should use cash, 98 meals you can make for less than $5, and whether it's smart to pay cash for a car.

1. Should You Pay Cash for a Car?

[Afford Anything] “… obviously he planned to pay cash. Because taking out a car loan is stupid. Right? Right? That’s what I always assumed – until three personal finance bloggers told me I’d be nuts to pay cash.”

Having always paid cash for cars, I was interested to see why three personal finance bloggers think it’s a bonehead move. Their reason, it turned out, is because you can borrow money for a car at 2 percent and invest the cash earmarked for a car in an S&P 500 index fund that could earn upward of 8 percent.

While that’s theoretically possible, stock market returns are uncertain and loan payments aren’t. So to me, this is an apples to oranges comparison. What did this author end up doing? Read the post to find out.

2. 98 Cheap and Easy Foods to Make for Less Than 5 Bucks

[And Then We Saved] “The key to saving money with meals is to look for healthy foods that are versatile and nutritious. Think: peanut butter, oatmeal, canned beans, garbanzo beans, lentils, eggs, almonds, apples, bananas, grapes, fresh or frozen spinach, carrots, kale, canned tomatoes, chicken breasts, broccoli, onions, garlic, brown rice, potatoes, sweet potatoes, nuts, tofu, and milk (almond, soy, rice or cow’s). With these staple items you’ll be able to make so many different, inexpensive meals!”

There are plenty of things on this list that I wouldn’t look forward to eating (scrambled tofu with buttered toast). But there are also plenty I would (grilled salmon with lemon and asparagus spears).

Got a big appetite but small bank account? You’ll find this an appetizing post.

3. Dirty, Germy Cash: 6 Reasons I Love Using It Now

[Beating Broke] “Cash is dirty, filthy, germy, and gross. I hated touching it. I preferred my cleaner credit card. I liked the rewards points, too. So what would make me want to use something I consider unsanitary?”

While that sounds like a bit of overreaction when it comes to handling cash, the author does make some pretty compelling arguments for cash vs. cards. They include no worries about overspending, better spending decisions, and spending less. Check out the article and see if it convinces you that cash is king.

4. How I Ran a Business Out of a Shoe Box and Made $10,000

[Budgets are Sexy] “I’ve had many side hustles over the years, and this one might just be my favorite. You might think that it’s one of my favorites because I realized over a 600 percent return on my investment … but you’re wrong.”

The hustle this author is referring to is selling SIM cards. He bought 700 for $1 each, then over the next year sold them individually for $7 each. He considers it a great side gig because he was able to run it out of a shoe box from anywhere in the world.

It’s an interesting story and one that will light up the eyes of any would-be entrepreneur. Check it out.

5. 5 Painless Ways to Manage Money With Your Partner

[Wise Bread] “When you’re sharing bills, a household, and (hopefully) a future, it seems a little insane that so many people aren’t on the same page. Or haven’t even talked about what page they’re on. Not before they were married, not after, and not even when they land in major financial trouble.”

I recently wrote a post about how my wife and I handle money (“Ask Stacy: How Do We Deal With Money in a Second Marriage?“) so I was curious to see what this author had to say on the subject. 

We mostly agreed on the basics: Be honest, talk it out, have a plan, etc. If you and your honey are struggling with money, give this article a read.

What do you like?

We’re always on the hunt for talented personal finance writers and interesting sites. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


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