Take 5: A Roundup of Reads From Around the Web

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A look at five interesting personal finance posts from other bloggers around the Web. This week: becoming financially aware, money lies, the impact of bad credit, types of property ownership, and “no spend” days.

1. What Helped You Become Financially Aware?

[Wise Bread] Kentin Waits revisits the time when he first started managing money – at the age of 13 when he began receiving $120 a month from his father’s Social Security dependent benefits. He emphasizes that his early exposure to saving money molded his financial awareness later in life. But he believes financial awareness can arrive in many different forms, including financial hardship or an inheritance.

2. 10 Money Lies We Tell Ourselves

[Frugal Nation] Have you bought something you’ve wanted just because it went on sale? Do you convince yourself that most of your debt comes from buying necessities? These are just a couple of common money lies many of us are vulnerable to. Read Donna Freedman’s post for some more financial fibs and how you can get them under control.

3. The 6 Biggest Ways Bad Credit Can Mess Up Your Life

[Credit.com] Alysha Beers provides a rundown of things that can be pricey or unattainable if you have bad credit. As expected, everything from car insurance to mortgage loans and job hunting is affected. Read on to see how a bad credit score impacts these categories and what you can do to remedy the situation.

4. 5 Types of Property Ownership – Which Is Best for You?

[Money Crashers] This post highlights the different classifications of property ownership and outlines the purpose, potential benefits and drawbacks, and tax implications of each. Read on for a rundown on everything from sole ownership to community property.

5. Do No Spend Days Work?

[Bargaineering] Jim Wang discusses the idea of “no spend days,” which are designated days in which you charge nothing to a credit card and spend none of your cash. Sounds difficult, but it’s possible. Does this strategy really work? Check out the post for more specifics.

Stacy Johnson

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