Take 5: A Roundup of Reads From Around the Web


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This week: What to do if your sweetheart has bad credit, why you should work past retirement age, $69 flights to Europe, the essential Betsy DeVos and surprising things covered by homeowners insurance.

1. Dating Someone With Bad Credit? Here’s How to Protect Your Score

[Credit.com] “… if you’re in a relationship with someone who has poor credit and you’re at a point that you’re moving in together or otherwise sharing expenses, your credit score could be in jeopardy.”

We’ve written a lot about combining finances, but not so much about protecting yourself. This post offers advice like keeping your money and credit separate and avoiding applying for credit together. It also points out that no matter who you move in with or marry, your credit is yours and theirs is theirs. There’s no such thing as a joint credit file.

2. Why You Should Work Past Retirement Age

[The Dollar Stretcher] “You’ve scrimped and saved to have a financially comfortable retirement, but maybe retirement’s overrated. Possibly you live alone and don’t have an activity ‘pal,’ or maybe, like many people, you don’t have enough hobbies to sustain yourself. Have you considered working during your retirement years either full time, part time, or by starting a small enterprise?”

I’ve been writing about retirement for decades, and now here I am, nearly retirement age myself. But as much as I’ve written about retirement and planned my own, now that it’s near I have no plans to actually do it. Why? Because I’m doing something I genuinely enjoy that also offers a ton of flexibility. Why stop?

If you’re like me, or want to be, check out this article.

3. $69 Flights to Europe Are Coming in June

[Money] “Norwegian Airlines has been teasing $69 flights to Europe from select spots in the United States for almost a full year now. And while they promised it would happen sometime in 2017 — more specifically after April, when they’re set to receive a shipment of brand spankin’ new Boeing 787s — we still didn’t know which airports would be graced with this deal, until now.”

I’ve flown Norwegian to Europe, and really enjoyed it. Guess I’d enjoy it even more if it cost $69. According to this author, flights will begin in June from at least two airports: Stewart Airport, located 60 miles outside of New York City, and T.F. Green Airport, near Providence, Rhode Island. Never heard of these secondary airports? I haven’t either, but I have a feeling they’re about to get more popular.

4. 25 Things I Learned About Betsy DeVos by Reading Her Own Words

[Debt.com] “‘The amount of student debt — over $1.3 trillion right now, up almost 1,000 percent in the last eight years — that’s a very serious issue,’ she said in her confirmation hearing last month. Asked for clarification by a flummoxed Senator Al Franken, she stood by the figure: ‘980 percent in the last eight years.'”

That was Betsy DeVos in congressional testimony being spectacularly wrong about student debt. (It’s actually about doubled in the last eight years, not increased a thousand percent.) If you’re looking for reasons to dislike the Trump administration in general and DeVos in particular, check out this article. That being said, however, the article isn’t 100 percent negative. The author believes her heart is in the right place.

5. 11 Unexpected Things Covered by Homeowners Insurance

[Wise Bread] “Homeowners insurance is absolutely essential if you want to protect your house and assets. If you take a look at a typical insurance policy (commonly known as an HO-3), you’ll find it protects homeowners from a wide range of mishaps, from fires to vandalism, lightning strikes and tree falls. But do you know the full scope of what your homeowners policy covers?”

We’ve written these types of articles before, but it’s always fun to see if you can figure out what might be covered and what might not. This post, sponsored by Progressive, tells us that tombstones are covered, as are gazebos, damage from volcanoes, spoiled food and more.

Don’t forget to share your thoughts and reactions in comments below or on our Facebook page!

Stacy Johnson

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