This week: Why there's an Elmer's glue shortage, how your spouse's overspending could be your fault, what millennials need to do to prevent dying poor, dumb interview moves and why your pets need to be in your will.
[Credit.com] “… [A]ccording to a 2016 Retirement Income Strategies and Expectations survey by Franklin Templeton Investments, 70% of millennials are stressed and anxious about saving for retirement. So if you’re one of the millennials who gets anxiety every time mom or dad brings up the importance of your retirement funds, take a deep breath.”
If you’ve read lots of articles how to retire in style, you’ll probably be familiar with the vast majority of these tips (start early, watch your credit, get your company match, spend less than you make, etc.) But there’s always something new to learn. I went through the entire list and found one idea I hadn’t considered: “48. See If You Qualify for an IDA.” Know what that is? Check the article and find out.
[The Dollar Stretcher] “Oh no! It’s the end of the month and you are running short of money again. You blame it on your overspending spouse, fuming that if only he would stop wasting money your budget would be fine. But what if you were the cause? Overspending is a serious problem because it can put you in major debt. So the sooner you figure out why your spouse is doing it, the quicker you can both get back on track.”
This was an interesting look at how you might be the root of a spousal spending problem. One example: If you’re suggesting your spouse is a failure, consciously or otherwise, you might be responsible for them overspending to prove they’re not. Stop nagging, start reading.
[AOL] “In the last several months, photos and videos of slime have become an Instagram sensation. The home-made gooey gunk — once simply a middle school craft — is made by combining Elmer’s glue, Borax, water and food coloring.”
Yes, folks, there are people — apparently a lot of them — that have nothing better to do with their time than to create, watch and share videos featuring homemade slime. Could this be why so many millennials are worried about being able to retire at 65?
If you’d like to see a short video of someone playing with Elmer’s-based slime, click the link above and check out this story. Or, save the time and just trust me when I tell you it looks exactly like what you imagine.
[Debt.com] “Half of employers know within the first five minutes of an interview if they will hire you, so make eye contact, try to smile, and don’t bring a pizza with you. Common sense? Apparently not. These are all just a few tips from CareerBuilder’s annual list of Strangest Interview and Body Language Mistakes. Here are more of our favorites …”
We also periodically cover this amusing list of interview faux pas. According to this article, this year’s list includes stepping out of the interview to ask your spouse if the salary is adequate, saying you should be hired because of your perfect hair, bringing toys to the interview and more. Read it, but don’t do it.
[Wise Bread] “Our pets give us love. They share our beds. We even buy them birthday presents. And though you might consider Fido to be a bona fide member of the family, the law has a different perspective. Your dog is your personal property — no different from your car or the silver china.”
As the title implies, this story suggests you should plan for your pets prior to shuffling off this mortal coil. It offers advice as to why this must be done (if you don’t, your best friend may be euthanized), how to provide for them financially from the great beyond (set up a trust) and explains that even if your friends swear to take Fido in, you should probably still set up guardian for your pets.
Nobody loves animals more than I do, but I didn’t think the expression went, “Where there’s a will, there’s a wag.”
All I can say is, “seriously?”
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