Take 5: A Roundup of Reads From Around the Web

This week: Why you can’t afford not to travel, manners mistakes that may improve your social connections, why younger people won’t have to work until they’re 70, decluttering kids’ closets and traps that threaten your financial peace.

1. Why Traveling is a Great Investment

[Personal Profitability] “I have explored the snowy terrain of Iceland, performed a play in Mexico, laid on the beach in Rio de Janeiro, and more. Every single one of these experiences were priceless to me, but let me tell you why I think traveling is a great investment.”

Although I’m not convinced it technically qualifies as an investment, I’m a huge believer in moving around. This author thinks travel is an investment because it makes you think differently, forces you out of your comfort zone and allows you to meet new people, among other reasons. Take a trip to the post to learn more.

2. 5 Traps that Will Rob You of Your Financial Peace

[PT Money] “Perhaps we think we can get a great deal with zero percent financing. We have a spending plan, but don’t really follow it each month (spending is under control). Or we buy in advance, borrow from our savings with the good intention of paying ourselves back. While on the surface these moves seem harmless, dig a little deeper and you’ll see how they can rob your financial peace.”

So what harm can come from using zero percent financing? Having an unexpected expense can prevent you from making your monthly payment, then you’re forced to pay interest on the remaining balance.

This is a post about what can go wrong with seemly harmless transactions. Check it out.

3. Decluttering Clothes, Closets, and Wardrobes for your Children

[Rethinking the Dream] “One of the biggest challenges in Minimalism and Decluttering is getting your family on board. While my wife and daughter have been supportive in my efforts, they haven’t always been as enthusiastic about decluttering their personal items, or at least not as much as I’d like them to.”

This article describes how the author, with the aid of his young daughter, but without that of his wife, found more than 60 pieces of clothing to donate to charity. I should definitely forward this one to my wife, but I’m not sure how she’ll take it.

4. Reject The Assertion You’ll Work Longer Than Your Parents

[Retire Before Dad] “Today I’m writing to remind you that the assertion that you’ll work longer than previous generations, no matter what age you are today, is preposterous. You will not work longer than your parents and grandparents, as long as you set a goal to retire before them.”

This post debunks the idea that, because of things like a weak economy and huge student loans, today’s grads will be forced to work well into their 70s. I agree with his arguments, with one exception: He says traditional pension plans aren’t nearly as good as 401(k)s. About that, I think he’s dead wrong.

5. 3 Supposed Etiquette Faux Pas That Actually Make You Look Good

[Wise Bread] “Yes, technically committing any of these errors is a social no-no, but they can also make you look good, particularly if you own them. Here are three etiquette mistakes that can actually improve your social standing.”

Social miscues you can turn to your advantage include forgetting someone’s name, crying at work and requesting “no gifts” on party invitations. (You’re not supposed to mention gifts at all on party invitations.)

The only one I was interested in was forgetting people’s names, which I do constantly. I’m not a big work crier and I never, ever suggest people not bring me gifts.

Who do you like?

We’re always on the hunt for talented personal finance writers and interesting sites and authors. If you’ve got a favorite, let us know below or on our Facebook page! You can also talk to us about anything you’d like simply by hitting “reply” to your daily email update. (Not subscribed? Fix that right now!)

Stacy Johnson

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