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This week: Phone calls that should scare you, saving with bakery outlets, overcoming a challenging workplace, finding an accountant when you need one and situations where introverts shine.

1. 5 Phone Calls That Should Scare You

[Credit.com] “An analysis of complaints to the Federal Trade Commission shows that phone calls are the most common way scammers contact consumers, and while that doesn’t mean you should live in fear of answering your phone, it’s important to know the signs someone is calling with the intention to steal from you.

So who should you be afraid of? The IRS (they don’t initiate calls or email), your grandkids, payday lenders, tech support and last but not least, calls from your own number. While not all of these are always scams, they are the way scammers often start a dialogue. See the story for details.

2. Using Bakery Outlet Stores to Trim the Grocery Budget

[The Dollar Stretcher] “While these stores are terrific for your standard sandwich fare, you can use bakery outlet stores to cut down on your overall grocery bill when you think and shop creatively.”

You’d think you’d learn all you need to know from the title, but this article suggested lots of things you might find at bakery outlets that you hadn’t considered, from breakfast (bagels, English muffins, raisin bread) to lunch (pita pockets) to dinner (hamburger buns, tortillas). Go ahead and check out this article: It’s the yeast you can do.

3. Don’t Let These 5 New Workplace Trends Ruin Your Day

[The Penny Hoarder] “Are your workplace dynamics changing for the worse? Here’s what to do when you’re faced with disappearing perks, open office plans and other stress at work.”

Fewer support positions, shrinking benefits, open floor plans, hot-desking (having no assigned desk space), and never being able to unplug: all part of many modern workplaces. This article is about how to turn these work lemons into lemonade.

4. 15 Places to Find a Part-Time Accountant for Your Startup

[Debt.com] “If you’re a bit iffy on any situation that involves accounting, then you shouldn’t hesitate to hire a professional — even though you have to carefully watch your spending. The thing is, you don’t have to hire a full-time accounting professional.”

I do all the accounting around here, so I’ve never thought about hiring one. If I do, however, now I have a long list of places to look. They include everything from Craigslist to state accounting societies. Need some help with numbers? Here are more than a dozen ways to go about it.

5. 7 Everyday Situations That Introverts Ace

[Wise Bread] “While it’s true that introverts can vary widely in their skills, there are a few situations where most introverts will succeed, simply because they are introverted.”

Here’s an article, written by an admitted introvert, that I really can’t relate to. If I were any more extroverted, I’d probably get arrested. If you’re the reserved type, however, you’ll be happy to know there are situations you’ll be super at, including intimate dinners, family gatherings, comforting a friend, giving advice, deep conversations and negotiations.

So what are we extroverts, chopped liver?

Stacy Johnson

It's not the usual blah, blah, blah

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Read Next: Ask Stacy: I Don’t Have Enough to Retire. What Can I Do?

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