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This week: New Year's resolutions that hurt your credit, natural cold remedies, how to get free furniture, entrepreneurial secrets, green products that aren't and why the nation's finances are better and yours aren't.

1. 3 New Year’s Resolutions That Can Hurt Your Credit

[Credit.com] “New Year’s resolutions are pretty common, with 45 percent of Americans usually making them, according to research published by Statistic Brain. Unfortunately, that same research shows that only about 8 percent of folks successfully keep their resolutions. So, before you go spending a ton of money on something you’re probably going to – and let’s be honest here – fail at, consider how it could negatively impact your credit.

The idea behind this article is not to spend money, especially borrowed money, to meet your New Year’s goals. The three resolutions that can hurt your credit include joining a gym, eating better and helping others. How can doing good things like these be harmful? Read it and find out.

2. Natural Remedies for Colds and Flu

[The Dollar Stretcher] “It certainly is that time of year again. Many of us aren’t strangers to the typical symptoms, such as coughs, colds, fevers, stuffy noses, aching head and body. That’s the bad news. The good news is that there are some simple natural home remedies you can make using ingredients that are probably already in your refrigerators or pantries.”

Since I’m not around other people much (I work at home) and live in sunny Florida, colds aren’t that big of a problem for me. If they are for you, however, skip the zinc and vitamin C, since they may not work anyway and see what this article has to offer. It suggests ideas from lemons to sage, 11 in all. Stop sniffling and start reading.

3. 50 Frugal Ways to Get Free Furniture for Your Home

[The Penny Hoarder] “You can save money on furniture by shopping thrift stores or yard sales. But what if we told you how to get free furniture? Don’t buy a thing until you’ve tried some of these free furniture ideas!”

We recently ran a story about saving on furniture, but the best price is always free. This article includes just about anything you can think of (asking friends and asking them to ask their friends) and lots of things you might never think of, like visiting a furniture bank. What’s that? Read the article and find out.

4. Learn The Secrets Of These 5 Part-Time Entrepreneurs

[Debt.com] “Today’s entrepreneurs cannot be put into one category of young, driven individuals. With the growing opportunities to start your own business, more people of all ages and backgrounds are dipping their toes in the entrepreneurial waters.”

The Internet is behind a veritable explosion of self-employment opportunities. It’s been going on for years, and if you’re not a part of it yet, here’s hoping 2016 is your year. This article explores different types of entrepreneurs, from “Studentpreneur” to “Socialpreneur.” Check out this article, find yourself a category and get to work.

5. 8 Green Products That Aren’t

[Wise Bread] “Going green is something most of us are trying to do on a daily basis. But sometimes, products are not quite as green as the fancy packaging and ad campaigns would have us believe.”

I can remember when “going green” meant St. Patrick’s Day had arrived. But now, thankfully, we’re all pitching in to do our part. Unless, that is, we’re bamboozled into thinking we’re buying something environmentally friendly when it’s not. So what products are masquerading as green? According to this author, Seventh Generation Lemon Dishwashing Gel, Aveeno, Coca-Cola Life, American Plastic Lumber and Huggies Pure & Natural, among others. Read the post to find out why, then check out some of our articles like this one.

Bonus: Why the Economy is Still Not Better for You, Even Though the Recession Has Ended

[Credit Sesame] “It’s been so many years of news reports saying the economy is steadily getting better. But, are you still loaded with credit card debt you can’t budge? Are you stuck at the same low-paying job, or worse, only working part-time with no benefits and with no foreseeable new opportunities where you live? Have you been stuck at the same wage or pay grade for several years?”

I’ve been very fortunate. My business (this website) has done very well since the recession officially ended in 2009. This article is a stark reminder that not everyone has been so lucky. If you find yourself in that group, check this one out.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: Ask Stacy: Am I Responsible for My Ex’s Loan?

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