Take 5: A Roundup of Reads From Around the Web

What's Hot

2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

What to do with that new (Obamacare) tax form, remaking your career in your 50s and 60s, the problem with cheap clothes, the credit score gender gap and the lightning-fast pace of credit card fraud.

1. What Is the 1095-B & Why Did I Get It?

[Credit.com] “This year, you may have received a tax form you haven’t seen before: the 1095-B. It’s a form sent by your health insurer or employer that shows you had the minimum health insurance needed to avoid a tax penalty during the tax year. (In short, it’s an Obamacare thing.)

If you’re like me and haven’t filed your taxes yet, you might have received this form in the mail and wondered what the heck you’re supposed to do with it. Wonder no more. This article explains where it comes from, what it means and the other variations you might encounter.

2. Reinventing Your Career in Your 50s or 60s

[The Dollar Stretcher] “Although he began serving food out of his gas station twenty years earlier, it wasn’t until age 65 that Harlan Sanders began franchising Kentucky Fried Chicken. While it might have been unusual to think of reinventing yourself in 1955, today many people in their 50s and 60s are taking on new career opportunities.”

Just the other day I was talking to a someone 30 years my junior and they expressed their desire to “retire at 50.” I explained that, when I was his age, I had a similar goal, but I’ve learned that the key to fulfillment isn’t retiring at an early age, it’s doing something you love and never retiring at all. Make sense? Then this article is for you.

3. Men vs. Women: Why Are Credit Score Differences So Large After Age 65?

[Credit Sesame] “The credit scores of women remain behind those of men, and the gap becomes largest, with a 15-point difference, at age 65 and older.”

The credit score gap between seniors of both sexes isn’t huge: an average score of 705 for men and 690 for women. The reasons, according to this article, include “generational differences in financial literacy, marital status, family relationships and earning capacity.” If you’re getting a little long in the tooth, or know someone who is, check it out. Then check out our recent article, “How and Why to Keep a Stellar Credit Score in Retirement.”

4. How Long Does It Take to Steal $18,000?

[Debt.com] “Between the time she entered the store with her wallet and when she got to the cash register without it, someone had spent $18,000 on her credit card …”

When I was visiting Seattle a few weeks ago, I noticed someone had charged several hundred dollars at a restaurant in Sacramento with my American Express card. I did what I was supposed to do: Call American Express and cancel the card. The problem? I was using it to pay for my hotel, and a new card couldn’t reach me in time. I was lucky I’d brought another card.

This article explains how quickly fraud can strike and what you can do to make it more difficult for thieves. Although, judging by my recent experience, even being cautious isn’t a guarantee. Maybe the slogan should be, “American Express: Don’t leave home without two.”

Click here and learn to slash your taxes with our new tax course!

5. The High Cost of Cheap Clothes

[Wise Bread] “[C]lothes have gotten much cheaper with the rise of ‘fast fashion,’ and trends last weeks rather than years. Now, anyone can chase trends, even on a budget.”

It would seem that inexpensive clothing is a good thing, not a bad one. But this author points out the downsides, including overseas sweatshops, environmental costs and, not surprisingly, lousier clothes. She goes on to explain how to beat the system by buying higher quality clothes and taking good care of them. Check it out, then check out our recent article, “12 Ways to Get Great Clothes at a Deep Discount.”

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: 15 Golden Rules for Saving on Every Purchase

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,059 more deals!