Take 5: A Roundup of Reads From Around the Web

What's Hot

2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

This week: How much you'll spend on back-to-school supplies, essential marriage paperwork, the Clinton and Trump tax plans, how bad credit can affect your pursuit of work, and famous people with infamous finances.

1. Americans Are Planning to Spend Billions More on Back-to-School Shopping This Year

[Credit.com] “The NRF surveyed more than 6,800 consumers about their back-to-school and college plans, finding that families with children in grades K-12 are expected to spend 9.6% more this year than last year. That comes out to an average of $673.57 per family for accessories, electronics, shoes and school supplies.”

This post offers details on back-to-school and back-to-college shopping, along with a few tips to keep your spending from getting out of hand. We’ve also done similar stories. If you’re heading out shopping anytime soon, check them out.

2. Don’t Get Married Without Doing This Paperwork

[The Dollar Stretcher] “Nobody gets down on one knee and says, ‘Honey, let’s talk about paperwork.’ But for a long-term relationship, it’s unavoidable. Things like wills, insurance policies, and prenuptial agreements are crucial. Here’s what you need to know about the paperwork behind your relationship.”

I thought this article would be about prenups, and they were mentioned. But also discussed are common-law marriages (allowed in a handful of states), wills and adoption. None of this is romantic, but all of it is worth a look if there’s a wedding in your future.

3. What the Clinton and Trump Tax Plans Would Mean For You

[Money] “You may already have a general sense of how they differ: Trump’s plan calls for a fairly radical simplification of the tax code that would create four brackets — 0%, 10% 20%, and 25% — and give just about everyone a dramatic tax cut; Clinton’s relatively modest plan, meanwhile, would leave income tax rates unchanged for all but the wealthiest Americans, who could see effective rates climb by as much as five percentage points, according to the Tax Policy Center.”

One of the most important things you can do before voting is to understand how proposals made by candidates could impact your family’s finances. Check out this article, then keep an eye out for others that may offer clues as to how you should vote in November. But as you do, remember that campaign promises don’t always become reality.

4. Employers Now Use Financial Background in the Hiring Process

[Debt.com] “Picture this: You take out student loans to go to college so you can make more money. You damage your credit trying to make student loan payments. You don’t get a job because of your damaged credit — a job you can’t get without the degree and the debt that came with it.”

This story talks about how your credit can affect your ability to get work. It’s important to note that not all employers check credit, and it’s illegal to do so in some states. Still, if you’ve got someone in college, or know anyone who seems a little careless with the plastic, might want to pass this one along. If some repair is in order, check out: “7 Fast Ways to Raise Your Credit Score.”

5. 6 Celebrities With Shockingly Low Net Worths

[Wise Bread] “Being rich and famous isn’t all it’s cracked up to be. Just ask the famous people who made it big, and then squandered their riches to earn the dubious distinction of being celebs who have struggled financially.”

I’m not the type to pay attention to entertainment news, but wanted to see if I could guess which celebrities had squandered their wealth. One of them I guessed (Mike Tyson), but the others came as a surprise. Do what I did: See if you can guess who they are, then see if outguessed me.

Don’t forget to share your thoughts and reactions in comments below or on our Facebook page.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: Ask Stacy: How to Get Credit When the Only Credit You Have Is Bad

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,032 more deals!