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This week: Multitasking and money, dealing with work mistakes, money and sex, cheap ways to stay smart and getting paid what you're worth.

1. 6 Ways to Get Paid What You’re Worth

[Credit.com] “A Salary.com survey revealed that 18% of job candidates don’t negotiate annual compensation at all, sacrificing the potential for greater earnings and career satisfaction. While there are limits to every job offer, there are a few strategies that could help you in the negotiation process.”

When my wife was interviewing for her current job, I urged her to negotiate. But she was so happy to get the work, she took their first offer. A year or so later she learned that others hired at the same time were earning more than she was. Not a good feeling.

She should have read this article. Advice includes improving your resume, avoiding early salary requirement discussions, researching your local market value and more. Job-hunting anytime soon? Check it out. Then check out “9 Simple Tips for Successful Networking.”

2. Growing More Brain on a Budget

[The Dollar Stretcher] “I have been retired for over three years, and while the pace of my life has slowed down considerably, I have made a concerted effort to keep my brain active. As the daughter of parents with Alzheimer’s and Parkinson’s diseases, I am always on the lookout for new ways of improving brainpower.”

I’m skeptical when it comes to paying for brain-training (for good reason, as it turns out), but this author has lots of ideas to maintain your rapier wit without spending a dime. They include diet and exercise, but there’s a lot more here. Read it now, before you forget what you were just about to do.

3. What to Do If You Make a Colossal Mistake at Work

[Money] “Most Americans are highly unlikely to fall as far as fast as Billy Bush, whose now-infamous participation in that 2005 ‘Access Hollywood’ recording with Donald Trump got him suspended and may cost him his job as an anchor on the “Today” show. But plenty of people who work in ordinary jobs unconnected to either Hollywood or the presidential election still do really, really stupid things at work.”

In my prior life as a stockbroker, one slip of the pen (like writing “buy” when you meant “sell”) could cost you $5,000 in minutes. It happened to me, and that’s not the only bonehead mistake I’ve made.

This article suggests that if you really screw up at work, you should follow a checklist that includes apologizing and owning your mistake, trying to undo the damage and recognizing the long-term repercussions, among other things. If you’re about to make a huge mistake at work, it would be a mistake not to read this one.

4. More Parents Want to Talk About Money Instead of Sex

[Debt.com] “Even though parents don’t know enough about personal finance to teach it to their children, they’d still rather talk about that than sex.”

Did your parents tell you how much money they made? Mine didn’t, but apparently today’s parents are more likely to talk about family finances. And according to this article, that’s a good thing, because it means today’s young adults are more prepared to successfully deal with money. One interesting statistic from the article: “96 percent of baby boomers believe the money talk is important, which is more than the 89 percent who believe the sex talk is important.”

5. Here’s Why Multitasking and Money Don’t Mix

[Wise Bread] “Our brains can’t focus on more than one thing at a time. We might tell ourselves that this isn’t true, that we can concentrate on several tasks at once. The truth, though, is that we’re fooling ourselves.”

I’m continually telling my friends they’re failing at multitasking as they pretend to both talk to me and text someone else. I never thought, however, about how the same principle would apply to money. This author suggests that when we try to accomplish multiple financial goals like paying down debt, building an emergency fund and saving for retirement all at the same time, we’re less likely to succeed.

While I see the logic, I’m not sure I agree. Check it out for yourself, and see if you concur.

Don’t forget to share your thoughts and reactions in comments below or on our Facebook page!

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


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