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This week: saving on your next cruise, using automatic bill payments, talking politics at work, entrepreneurs who hate tech and why everyone you work with thinks you're a slacker.

1. 5 Ways to Talk About the Election at Work Without Starting World War III

[Credit.com] “The 2016 presidential election is the most contentious race in recent memory. Whatever your position on the question of Donald Trump versus Hillary Clinton, chances are, you’re just ready for this election season to be over.”

With the election right around the corner, here’s some advice that could accurately be called “better late than never.” Advice includes understanding workplace rules, keeping it civil, being diplomatic and, my favorite, just don’t do it at all.

2. Should I Use Automatic Bill Payments?

[The Dollar Stretcher] “There are some distinct advantages to having bills paid automatically, but there are also some concerns you need to be aware of.”

This article lists eight reasons automatic bill payments are good (saves time, late fees, postage, etc.) and seven reasons they’re bad (hard to stop, easy to forget, spending on things you no longer use, etc..) Before you sign up for automatic bill pay, give them all a read, then decide.

3. 7 Ways You’re Throwing Money Overboard on a Cruise

[Money] “Cruises offer great opportunities for vacationers to see the world from a luxury liner. However, these trips aren’t always cheap. According to CostHelper, the per-person cost of a cruise can range from $180 for a trip to the Caribbean to $33,000 for a voyage to Antarctica.

We’ve done a few stories on cruise savings that have much of the same advice (like “10 Things to Know Before You Book a Cruise“), but it never hurts to review. This article includes warnings about expensive onboard Wi-Fi, drink packages, and the myriad other ways cruise lines put the squeeze on your vacation budget. Before you leave the dock, check it out.

4. Can You Hate Tech and Still Be an Entrepreneur?

[Debt.com] “Because so much of today’s successful products and services rely on technology, everyone tends to equate a passion for technology to the entrepreneurs behind these businesses. However, you can be successful without being a technology-oriented entrepreneur, as numerous entrepreneurs have illustrated.”

As an entrepreneur in a tech-driven business, I’d say you can definitely be successful while hating tech … providing you employ someone that loves it. That seems to be the point of this article.

5. 6 Reasons Your Co-Workers Think You’re a Slacker

[Wise Bread] “Think you’re pulling the wool over your co-workers’ eyes when you’re not pulling your weight around the workplace? Think again. Not only do your colleagues notice, but they’re probably starting to resent you for having to pick up your slack.”

Have you ever taken credit for something you didn’t do? Arrived late and/or left early? Spent too much time on social media? If you answered “yes” to any of these questions, better check out this article, because odds are good you’re a slacker. Note, however: Don’t read it when you’re supposed to be working.

Don’t forget to share your thoughts and reactions in comments below or on our Facebook page!

Stacy Johnson

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