The 10 States With the Highest Credit Card Delinquency Rates

What's Hot

23 Upgrades Under $50 to Make Your House Look AwesomeAround The House

Trump Worth $10 Billion Less Than If He’d Simply Invested in Index FundsBusiness

Do This or Your iPhone Bill May SkyrocketSave

11 Places in the World Where You Can Afford to Retire in StyleMore

19 Moves That Will Help You Retire Early and in StyleFamily

What You Need to Know for 2017 Obamacare EnrollmentFamily

8 Things Rich People Buy That Make Them Look DumbAround The House

50 Ways to Make a Fast $50 (or Lots More)Grow

32 of the Highest-Paid American SpeakersMake

The 35 Two-Year Colleges That Produce the Highest EarnersCollege

5 DIY Ways to Make Your Car Smell GreatCars

Amazon Prime No Longer Pledges Free 2-Day Shipping on All ItemsMore

More Caffeine Means Less Dementia for WomenFamily

7 Household Hacks That Save You CashAround The House

5 Reasons a Roth IRA Should Be Part of Your Retirement PlanGrow

30 Awesome Things to Do in RetirementCollege

Beware These 10 Retail Sales Tricks That Get You to Spend MoreMore

9 Tips to Ensure You’ll Have Enough to RetireFamily

Missing credit card bill payments will seriously hurt your credit score, but the sooner you get back on track, the less of an impact it will have.

This post comes from Christine DiGangi at partner site

From time to time, people forget to pay their credit card bills. It’s unfortunate, but it happens. Payment history has the most impact on your credit scores, so a missed payment will cause your score to drop a few points, but an isolated incident will only hurt you temporarily.

When missing payments becomes a habit, however, things get trickier. First of all, that pattern of missed payments exists on your credit report, meaning it’s going to significantly hurt your credit standing. Second, it’s going to take you longer to recover from that hit, and you have to start making your payments on time if you want to rebuild your credit.

On top of all that, you may have trouble accessing other forms of credit or fail to qualify for affordable interest rates because of your low credit score, not to mention all the late fees you have to pay on your credit card balances. (You can see how late payments are impacting your credit scores for free on

In the U.S., about 1.7 percent of credit card accounts are more than 30 days past due, according to 2014 third-quarter data from Experian Intelliview. This data includes people who have let their bills go unpaid for more than 60 and 90 days, as well. In some states, the average delinquency rate is much worse.

The states with the 10 highest credit card delinquency rates in the third quarter are all in the South or Southwest.

10. Nevada. Q3 credit card delinquency rate — 1.96 percent of credit card accounts more than 30 days past due.

9. Oklahoma. Delinquency rate — 2 percent.

8. Tennessee. Delinquency rate — 2.03 percent.

7. Kentucky. Delinquency rate — 2.04 percent.

6. Georgia. Delinquency rate — 2.13 percent.

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,715 more deals!