You’ve probably heard of the big three, but there are a lot of smaller credit reporting agencies, according to LowCards…
TransUnion, Experian and Equifax are the biggest nationwide credit reporting agencies, but there are many smaller specialty agencies that focus on specific industries. They collect and sell your information, providing reports that help determine whether you get credit, insurance and other financial services.
You can get reports from them too. The Consumer Financial Protection Bureau [PDF] explains how.