The Three Best Credit Cards

By on

With billions of credit card come-ons bombarding Americans every year, it’s practically impossible to know that you’re getting the best deal possible on your credit card. But whether you’re looking for the lowest rate, most cash back or other perks, there’s something for everyone.

We asked Amal Rhoe of which credit cards win out… here’s what she had to say:

Lowest rate: It’s hard to find any card below 10%, but right now Citi-Select Platinum card carries about 8 and 1/2%

Cash back: Chase Freedom Card. Most cards only offer 1% cash back,but this one actually offers 3% cash back on your top three spending categories, as well as 1% cash back on your standard purchases.

Travel rewards: The American Express Starwood Preferred Guest credit card. In Addition to not having an annual fee, this card actually has a low APR, and offers you star points on hotels, car rentals and air.

None of these cards, by the way, charge an annual fee. Of course, offers change all the time, and you’ve got to have good credit, but you should try and find the best card for you. Shop interest rates on credit cards like you do with savings accounts and you can potentially save tons of money.

Sign up for our free newsletter

Like this article? Sign up for our newsletter and we'll send you a regular digest of our newest stories, full of money saving tips and advice, free! We'll also email you a PDF of Stacy Johnson's "205 Ways to Save Money" as soon as you've subscribed. It's full of great tips that'll help you save a ton of extra cash. It doesn't cost a dime, so why wait? Click here to sign up now.

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,366 more deals!

Comments & discussion

We welcome your opinions, but let’s keep it civil. Like many businesses, we reserve the right to refuse service to anyone. In our case, that means those who communicate by name-calling, racism, using words designed to hurt others or generally acting like an uninformed bully. Also, comments that include links to email addresses or commercial websites typically aren't posted. This isn't a place to advertise your business.