Pew’s mission is to convince all banks to include for all checking accounts disclosure boxes similar, yet considerably longer, to those now found on credit-card bills. But through its annual Safe Checking study it has uncovered a number of items and fees that most consumers wouldn’t have a clue about until they got hit with them.
These include crazy things like a fee for returned mail if you moved, a fee for closing your account too soon, a fee for sliding an empty envelope into the ATM deposit slot, a return deposit fee (because the check you received wasn’t good – how are you supposed to know that?), an inactivity fee, and a fee for depositing too much money. They can range from $3 to $35 each.