Think You Know Insurance?

What's Hot


The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

How a Mexican Tariff Will Boost the Cost of 6 Common PurchasesFamily

This Free Software Brings Old Laptops Back to LifeMore

How to Protect Yourself From the ‘Can You Hear Me?’ Phone ScamFamily

Report: Walmart to Begin Selling CarsCars

Is Your TV Tracking You? Here’s How to Tell — and Prevent ItAround The House

Trump Scraps FHA Rate Cut — What Does It Mean for You?Borrow

Where to Sell Your Stuff for Top DollarAround The House

11 Staging Tips to Help You Get Top Dollar When Selling Your HomeAround The House

8 Tuition-Free U.S. CollegesCollege

10 Overlooked Expenses That Ruin Your BudgetFamily

4 Car Insurers That Might Raise Rates Even When the Accident Wasn’t Your FaultCars

How to Invest If Trump Kills the ‘Fiduciary Rule’Grow

20 Simple Hacks to Make Your Stuff Last LongerAround The House

12 Surprising Ways to Wreck Your Credit ScoreBorrow

Most of us understand the basics of insurance. But like life, insurance can be complicated. So it pays to know exactly what's covered and what isn't.

Most of us understand the basics of insurance. But like life, insurance can be complicated. So it pays to know exactly what’s covered and what isn’t.

For example, if you’re traveling with your dog and get in an accident, does insurance cover your furry friend? The answer depends on your state and your coverage, but in many cases the answer is yes… up to a limit.

What if your house is destroyed in a terrorist attack? Does homeowners cover you? Answer? Yes, you are covered. However, if it’s considered an act of war, you’re not covered. And if it’s a nuclear or biological attack? Also normally not covered.

Does your homeowners insurance cover your kid’s stuff in their dorm? Answer? If they’re a full time student, probably. But only in the dorm. If it’s an off-campus apartment, normally no.

And finally, one of your friends trips on your porch, get’s injured and sues. Is your lawyer covered? The answer to that one is yes… your homeowners will pay your legal bills, up to the limits of your coverage.

If you missed some of the questions on the quiz, don’t feel bad: they weren’t easy. But do take out your policy now and then and understand what you’re paying for. After all, it’s your money.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: 21 Restaurants Offering Free Food Right Now

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,890 more deals!