‘Tis the Season for Health Care Scams

What's Hot

Do This or Your iPhone Bill May SkyrocketSave

23 Upgrades Under $50 to Make Your House Look AwesomeAround The House

Trump Worth $10 Billion Less Than If He’d Simply Invested in Index FundsBusiness

11 Places in the World Where You Can Afford to Retire in StyleMore

What You Need to Know for 2017 Obamacare EnrollmentFamily

8 Things Rich People Buy That Make Them Look DumbAround The House

32 of the Highest-Paid American SpeakersMake

Amazon Prime No Longer Pledges Free 2-Day Shipping on All ItemsMore

More Caffeine Means Less Dementia for WomenFamily

9 Tips to Ensure You’ll Have Enough to RetireFamily

5 DIY Ways to Make Your Car Smell GreatCars

30 Awesome Things to Do in RetirementCollege

5 Spots Where Retirees Can Live for Less Than $40,000Real Estate

10 Ways to Pull Together the Down Payment for a HomeCredit & Debt

10 Ways to Reduce Your Homeowner’s Insurance RatesFamily

50 Ways to Make a Fast $50 (or Lots More)Grow

The FTC is warning Americans who are signing up for a health insurance plan during open enrollment for Obamacare to beware of scams.

The Federal Trade Commission is warning Americans who are shopping for new health insurance plans to watch out for potential scams.

The second annual open enrollment for Obamacare began Nov. 15. According to the FTC, it’s also open season for identity thieves.

Regardless of whether you’re shopping for a plan on a government exchange or you’re covered by private insurance purchased elsewhere or have Medicare, scammers are targeting you.

According to the FTC, one of the best ways to protect yourself is to recognize a potential scam:

  • Medicare. If an “official Medicare agent” shows up at your front door, the FTC says it’s a scam. There are no Medicare sales reps. If you get a call that says you’re required to have a prescription plan or you’ll lose your Medicare coverage, that’s another scam. Also, don’t give out your personal information, including your Medicare number, over the phone, the FTC warns.
  • Affordable Care Act marketplace. “If you are shopping in the [federal] Health Insurance Marketplace, only shop at HealthCare.gov. People who try to sign you up elsewhere may be scammers,” the FTC said. Also know that the government will not call to sell you insurance.
  • If you buy insurance elsewhere. The FTC urges consumers to make sure they’re signing up for actual insurance, not a medical discount plan. They are not the same. If you’re unsure if it’s insurance, call your state insurance commissioner’s office.

If you think you’ve been a victim of a health care scam, report it to the FTC by clicking here. If it’s a Medicare-related scam, report it to Medicare.gov.

If you’d like more information on health care scams, click here.

Have you had experience with health care scammers? Share your comments below or on our Facebook page.

Here’s a recent video explaining what you need to know about Obamacare open enrollment:

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!


Read Next: Obamacare Open Enrollment Is Coming: 5 Things You Need to Know

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 1,678 more deals!