Where to Find Answers About Obamacare

What's Hot


2 Types of Black Marks Might Vanish From Your Credit File SoonBorrow

6 Ways the Obamacare Overhaul Might Impact Your WalletInsurance

7 Dumb and Costly Moves Homebuyers MakeBorrow

This Free Software Brings Old Laptops Back to LifeMore

Obamacare Replacement Plan Gets ‘F’ Rating from Consumer ReportsFamily

Beware These 12 Common Money MistakesCredit & Debt

21 Restaurants Offering Free Food Right NowSaving Money

17 Ways to Have More Fun for Less MoneySave

House Hunters: Beware of These 6 Mortgage MistakesBorrow

30 Household Uses for Baby OilSave

25 Ways to Spend Less on FoodMore

Nearly Half of Heart-Related Deaths Linked to These 10 Foods and IngredientsFamily

5 Surprising Benefits of Exercising Outdoors in WinterFamily

10 Ways to Save When You’re Making Minimum WageSave

Boost Your Credit Score Fast With These 7 MovesCredit & Debt

7 Painless Ways to Pay Off Your Mortgage Years EarlierBorrow

The Most Sinful City in the U.S. Is … (Hint: It’s Not Vegas)Family

The True Cost of Bad CreditCredit & Debt

10 Companies With the Best 401(k) PlansGrow

This Scam Now Tops ID Theft as the No. 2 Consumer ComplaintFamily

6 Stores With Awesome Reward ProgramsFamily

6 Ways to Save More at Lowe’s and The Home DepotSave

6 Healthful Treats for Your DogFamily

New Study Ranks the Best States in the U.S.Family

Thousands of Millionaires Moving to 1 Country — and Leaving AnotherGrow

Strapped for College Costs? How to Get the Most From FAFSABorrow

6 Overlooked Ways to Save at Chick-fil-AFamily

Ask Stacy: What’s the Fastest Way to Pay Off My Mortgage?Borrow

Where to Sell Your Stuff for Top DollarAround The House

8 Ways to Get a Good Price on a Shiny New AutoCars

Ask Stacy: How Do I Start Over?Credit & Debt

Secret Cell Plans: Savings Verizon, AT&T, T-Mobile and Sprint Don’t Want You to Know AboutFamily

30 Awesome Things to Do in RetirementCollege

14 Super Smart Ways to Save on TravelSave

The Rich Prefer Modest Cars — Should You Join Them?Cars

You’ll Soon Pay More to Shop at CostcoSave

10 Ways to Save When Your Teen Starts DrivingFamily

Confused about the details of health care reform and how it affects your life? Here's where to get help.

The Affordable Care Act, often called Obamacare, reminds me of doing taxes: It’s a bit foreboding and complicated, but comprehending it is for many a necessary chore. But at least taxes are somewhat familiar.

Fortunately, there’s a lot of free help out there, including several stories from us.

The Washington Post is running an ongoing Q&A with health care experts and reporters, for starters. Questions are taken all day and are being answered in the early afternoon Eastern time. The answers are archived, so you can review a few days’ worth of already-answered questions for insight, such as this:

Q: My retiree contract has retiree heath insurance for my son who is 23 until he is 26. Both my husband and I are covered under this plan until I am Medicare age. Can my son stay on my retiree health plan as before? At 26, when he comes off my plan, what does he need to do? Is there a specific time of the year that he needs to get insurance at 26?

A: When your son ages off your plan, he will need to purchase health insurance coverage, either on his own or through an employer, or pay a tax penalty to the federal government.

He can do this whenever his coverage under your plan ends. While there are certain open enrollment periods, people who lose their insurance coverage get an exemption: They can purchase a new plan whenever their old insurance coverage expires.

NPR recently answered several listener questions, and may answer more in the future. One self-employed listener asked whether the subsidies for premiums would be based on gross or net income. The answer:

The subsidies, which are available to those earning between 100 percent and 400 percent of the federal poverty level, are based on your modified adjusted gross income, or MAGI. That includes things like wages and interest, less deductions like tuition and alimony, and additional payroll taxes paid by the self-employed. You’ll be asked to estimate what your income will be for next year; if you’re wrong, you’ll have to reconcile with the IRS come tax time the following April.

Politifact.com also rounded up the biggest myths about health care reform.

AL.com is hosting an ongoing Alabama-centric health care chat with reporter Lee Roop, and many commenters are chiming in with resources, though you’ll have to wade through quite a bit of political bickering to find them. You may find news organizations in your state are doing the same — The Seattle Times also has a Q&A.

The federal government’s own website, HealthCare.gov, has a live chat feature and a tool to search for local in-person help. Alternatively, you can call (800) 318-2596.

Watch out for people demanding fees to help you figure out Obamacare. They’re almost certainly scammers.

Stacy Johnson

It's not the usual blah, blah, blah

I know... every site you visit wants you to subscribe to their newsletter. But our news and advice is actually worth reading! For 25 years, I've been making people richer without making their eyes glaze over. You'll be glad you did. I guarantee it!

💰🗣📰

Read Next: 50 Ways to Make a Fast $50

Check Out Our Hottest Deals!

We're always adding new deals and coupons that'll save you big bucks. See the deals to the right and hundreds more in our Deals section.

Click here to explore 2,001 more deals!