Would You Dump Your Valentine Because of Debt?

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In a recent survey, some people said they'd call it quits in the relationship if their partner had too much debt.

Love doesn’t always come out on top, at least not when debt is involved.

A new poll by the National Foundation for Credit Counseling indicates that a majority of people would have serious reservations about walking down the aisle if their partner was deeply in debt, and some would even go as far as to end a relationship.

The NFCC survey question and results are as follows:

If the person I loved had a large amount of debt, I would:

  • Not marry until the debt was paid –  37 percent.
  • Marry and pay it off together – 46 percent.
  • Marry, but not help pay the debt – 10 percent.
  • End the relationship – 7 percent.

Said Joe Stokes, CEO for Consumer Credit Counseling Service:

When considering the negative ramifications of debt, people may not realize that the associated problems can go beyond credit scores and interest rates. Debt can also have serious, long-lasting personal implications. It appears that debt overrides love, at least temporarily, when deciding to move forward in a relationship. It’s money over marriage.

It’s important to note that credit reports and scores are for individuals. Even if you marry, your credit remains separate. Of course, if you plan on jointly applying for credit, one person’s low credit score could negatively impact your approval and interest rate.

Would you be willing to walk down the aisle if your partner was strapped with debt? Let us know in the comments below or on our Facebook page.

Thinking about moving in together? Money Talks News money expert Stacy Johnson has advice for you in this video:

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