You Can Save Money Faster by Turbocharging Your Change Jar

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Loose change can really add up. But what about loose bills? Here's an easy way to save money without even thinking about it.

About a month ago, I wrote about a recent supermarket misadventure where I had the misfortune of getting behind a nice lady who paid for her groceries with a giant bag of quarters.

I used that little episode to talk about about the benefits of Coinstar and why I have no problem paying their 9.8-percent fee. Needless to say, I was more than just a bit surprised when I got beat up by a lot of you out there for expressing such an opinion. In fact, most of you who cared enough to leave a comment thought that was the dumbest idea since Coca-Cola CEO Roberto Goizueta’s boneheaded decision to reformulate the world’s most popular soft drink.

OK, you got me – actually, most of you thought it was dumber. And that’s why, dear readers, today I’m going to attempt to get back in your good graces, at least with respect to the world of loose change.

Change jars are a fairly popular way for folks to save money. You know the drill: When you come home, you’re supposed to empty your pockets or change purse and then put the spare coins in the jar. Of course, a big drawback of this savings method is that it usually takes an excruciatingly…long…time…before…you…see…significant…results. Luckily, there is a solution for this.

If you want to turbocharge your change jar savings rate, when you are out during the day, don’t spend any dollar bills you get as change. Then, after you come home and are ready to make contributions to your jar, be sure to include all of those unspent dollar bills along with your coins – and if you have no singles, then pull out a fiver and drop it in the jar.

By using this turbocharged method, I think you’ll be pleasantly surprised by just how much quicker your savings will grow. And if you’re not, well, I’m sure you’ll let me know.

Stacy Johnson

It's not the usual blah, blah, blah

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