It’s strange how you work hard for your money, but totally miss the money that’s hiding in plain sight. It’s all around you right now, ripe for the taking.
Check out these simple moves you can make within the next hour that could make you richer by hundreds — even thousands — of dollars, either by slashing expenses or padding your pockets with extra income.
Take a quick look at the following list; there’s bound to be something here that’s going to pay off for you.
To be clear, these are ideas you can learn about within an hour that can make you richer, although not all will appear on your bottom line within an hour.
1. Make $440 by shrinking the cost of your car insurance
You hate shopping for car insurance, right? Well, guess what: Your insurance company knows that. That’s why they can jack your rates year after year, knowing you won’t go through the hassle of calling them on it.
But now you can find a better deal with no hassle at all. You can have The Zebra, an insurance comparison site, find quotes from top companies in minutes.
According to The Zebra, average savings are $440 per year. So if you’re ready to save some serious money, get started now. All you have to do is give them a little info about yourself and your car, and you’re off to the races.
You can do it during commercial breaks! Click here and check it out. Who knows? You could end up hundreds richer.
2. Squeeze $250+ from your homeowners insurance
What we just told you about your car insurance? Ditto for homeowners insurance. While there are plenty of ways to save, the single best way is to do it is what insurance companies are praying you won’t do: Shop around.
And as with your car policies, you can now shop your homeowners quickly and easily. Do it, and within minutes you’re guaranteed to win one of two ways. Either you’ll find you can save hundreds, or you’ll gain peace of mind by finding out you’re already getting the best possible deal.
Here are two awesome tools to help you find the best prices:
Lemonade has been voted the most loved insurance company in America by Forbes, J.D. Power and others. It’s online-only and uses artificial intelligence to get you quick quotes. Just answer a few simple questions, and it’ll do the rest.
If Lemonade isn’t available in your state, try PolicyGenius. Same deal: You give them a little info, they come back with quick quotes.
3. Leave the family a million
Not everybody needs life insurance. If your kids are grown, and you have nice, fat bank account, there’s really no need.
But if your family would have a hard time getting along without you, life insurance is definitely something you should look into. Just don’t pay too much for it by buying the wrong kind, or buying from a commissioned salesperson.
The right kind of life insurance for most people is term, and the right place to buy it is a company called Bestow. You apply online with no medical exams or paperwork. You get a quote in seconds and coverage in minutes. And the best part? Plans start from just $10 a month, and you can get coverage from $50,000 to $1.5 million.
Two birds with one stone: You take care of your family at the lowest possible price, and you achieve peace of mind in the process.
If you’re under age 60, why not at least check it out? Just click here to get a free quote from Bestow.
4. Earn up to $200 monthly watching videos
Ever heard about research companies that pay you to use products or watch shows? That’s InboxDollars.
All you have to do is watch videos and TV content from your computer or smartphone. It could be anything from a cooking demo to a clip of the hottest new sitcom. You watch a clip, answer a few quick questions about it and get paid. They say they’ve paid over $80 million in rewards to members since 2000.
Sound too good to be true? It’s real. Of course, you’re not going to get rich doing this, but you can pick up a little green with little effort. Do it while you’re sitting on the couch hanging out.
It takes less than a minute to sign up, and they’ll start you off with a $5 bonus to get you started.
5. Wipe out debt with this little-known strategy
There’s a way to dig yourself out of debt that many people don’t know about: personal loans.
With a free website called Credible, you could erase all of your credit card debt in record time. Credible gives you real prequalified rates on loans available without any impact on your credit score. Credible will match you with a low-interest loan to pay off all your credit cards at once — potentially saving you thousands in interest charges.
It’s free to check your rate online, and it only takes two minutes.
6. Invest in real estate (with as little as $10)
It used to be that investing in commercial real estate, like apartment or office buildings, required lots of money and lots of expertise.
Today, thanks to an online investing platform called Fundrise, you can invest in commercial real estate for as little as $10.
Fundrise combines state-of-the-art technology, in-house expertise and low fees to put you into institutional-quality real estate, including private projects that aren’t available on public markets. These are the types of deals previously reserved for only the wealthiest investors.
And the returns? According to Fundrise, the average investor in their projects was up 26% over three years and more than 50% over five years.
You should never pin your hopes on past performance because it’s never a reliable indication of future results. Nonetheless, that’s a nice track record, one that takes almost no effort and comes without the ups and downs of the stock market.
Don’t sit on the sidelines. If you’re ready to become a real estate investor, get started now.
7. Keep thousands in your pocket with a better credit score
Like divorces and car leases, some things are easier to get into than out of. Know what else is like that? A lousy credit score. Easy to get, hard to get rid of.
But if you borrow money now, or ever plan to, goosing your score could be one of the best-paying moves you’ll ever make.
Take mortgages, for instance. Apply for one with a 640 credit score and, as of this writing, you’ll get a rate of about 4.2%.
Show up with a 760+ credit score, and you’ll only pay 2.6%.
No big deal, right? Wrong.
Over the course of a 30-year, $300,000 mortgage, that lower rate will save you about $96,000 in interest! That’s enough to put your kids through college or help you retire a year earlier.
So how do you get a better credit score? There are lots of things you can do, but a great place to start is a free website called Credit Sesame. Sign up, and in the blink of an eye you’ll be looking at your credit score, your accounts and getting personalized advice on what to do to make jack up that score.
In less than two minutes, you could get your free credit score. What are you waiting for?
- Help with debt: Click here to explore reputable, nonprofit credit counselors.
- Budgeting assistance: Click here for our favorite budgeting app.
- Lower your monthly bills: Click here to find a bill negotiator.
- Cancel unwanted subscriptions: Click here for a service that helps you eliminate the fat from your expenses.
Those are just a few ways to get some gain with little to no pain, but we spend all day every day finding more. Want more free ideas to make you richer? Click here and we’ll send you some every day! (And when we say, “make you richer,” we’re not kidding … our subscribers report saving an average of $991.20. That’s probably why we have more than a million of them!)