Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

Woman buying alcohol in a grocery store
19 Things You Should Never Buy at a Grocery Store

on September 16, 2022

These household necessities are overpriced at the grocery store. Here’s where to get them cheaper.

happy man looking at phone
11 Free Things That Used to Cost Us Money

on September 12, 2022

Not everything is getting more expensive.

Happy senior couple biking outdoors at sunset
15 Places Where Social Security Offers the Best Standard of Living

on September 2, 2022

If you don’t mind rural living, these counties can be ideal places to stretch your Social Security payments.

5 Ways to Earn Cash Back on Gas
5 Ways to Earn Cash Back on Gas

on August 22, 2022

If gas prices are taking a bite out of your budget, you may be able to get relief with one of these cash-back options.

man outside retiree retirement
10 Guaranteed Ways to Retire Rich

on August 17, 2022

A little planning and a lot of self-discipline can put you on the path to wealth, even if your income is modest.

Upset older man
7 Facts Most People Get Wrong About Social Security

on August 5, 2022

A survey finds that people misunderstand key provisions of the program.

man trying to stay cool in summer heat
5 Unusual but Effective Tips to Stay Cool Without A/C

on August 1, 2022

Going without A/C during the summer can be miserable. But these unconventional tactics can actually help you cool down.

Happy woman in sunglasses by the beach in Florida
11 of the Cheapest Places to Live in Florida

on July 19, 2022

Florida is pulling in new residents, but the sun and sand can be expensive. Try these cities for more affordable living.

Couple meeting with a financial professional
9 Investments Most Recommended by Financial Advisers

on June 29, 2022

Not sure where to put your money? Here are the investments most commonly recommended by advisers.

Frustrated man looking at bills online with his laptop and finding unexpected fees
16 Things That Used to Be Free but Now Cost Money

on June 29, 2022

At one time, these things were provided free of charge. If you want them now, you may have to open your wallet.

Sad senior looking out a window from his sofa
Report: Some Medicare Plans Deny Valid Requests for Care

on June 20, 2022

A government review finds some Medicare Advantage plans may not be good for your health.

Couple who made homebuying mistake
7 Dumb Mistakes That Cost Homebuyers Tons of Money

on June 9, 2022

Making any of these mistakes can add more to the price you pay for a house.

Woman with shopping cart
The 15 Best Things to Buy at Warehouse Stores

on May 30, 2022

Warehouse stores save their best bargains for certain types of products. Here’s what to shop for at Costco, Sam’s Club and BJ’s.

Broken toy
16 of the Worst Things to Buy at a Dollar Store

on May 27, 2022

Not everything sold at dollar stores is a great bargain or a safe purchase.

Worried retirees reviewing finances
7 Dumb Ways Retirees Blow Their Savings

on May 27, 2022

You can make retirement money last a lot longer by avoiding these costly mistakes.

Senior woman earning grocery cash back rewards at the store
25 Ways to Spend Less on Groceries

on May 26, 2022

You can use these money-saving tips immediately, whether at home or in the store.

Senior with a walker
Here’s How Much Medicare Spends on Seniors of Every Age

on May 26, 2022

Not surprisingly, the older you are, the more the Medicare system spends on your health care.

Man sleeping
6 Things You Should Never Do Before Bed

on May 23, 2022

If you want a good night’s sleep, avoid these habits and activities before going to bed.

Upset senior surprised while on her laptop
11 Huge Retirement Costs That Are Often Overlooked

and on May 23, 2022

Does your retirement budget account for all of these costs?

Sad, retired senior
7 Mistakes Guaranteed to Ruin Your Retirement

on May 20, 2022

Make even one of these money mistakes, and you might end up eating ramen noodles in your golden years.

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