Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

Happy relaxed seniors doing yoga outdoors in a sunny area during retirement
18 Great Warm and Sunny Places to Retire in the U.S.

on March 10, 2023

You don’t need to leave the country to find the perfect warm and sunny retirement spot.

Woman doing taxes at computer with calculator
11 Tax Deductions You Can Claim Without Itemizing

on March 2, 2023

You don’t have to itemize to claim these deductions on your tax return.

Woman taking medication
7 Ways Medicare Coverage Is Changing in 2023

on February 28, 2023

Medicare is bringing lower costs and more coverage to beneficiaries in 2023.

happy man looking at phone
11 Free Things That Used to Cost Us Money

on February 27, 2023

Not everything is getting more expensive.

Admiring businesswoman talking to businessman
The 10 Most Admired Companies in the World in 2023

on February 24, 2023

Who do you love? Compare your favorite brands to these most admired companies.

Dollar Tree
21 of the Best Things to Buy at the Dollar Store

on February 17, 2023

Dollar stores have great bargains on both everyday and occasional purchases.

Man and woman shaking hands for a new job or employee hire
The 10 Fastest-Growing Jobs, According to LinkedIn

on February 16, 2023

If you are worried about job security, maybe consider one of these fast-growing positions.

Happy senior citizen
7 Social Security Benefits You May Be Overlooking

on February 2, 2023

There’s more to Social Security than retirement benefits.

Police line in front of a burning car during a riot or protest
9 Surprising Things That Car Insurance Covers

on January 31, 2023

How many of these covered costs did you know about?

fast food worker minimum wage
The Minimum Wage in Every State in 2023

on January 26, 2023

The federal minimum wage may not be changing in 2023, but many states have increased their wage requirements.

Older woman with doctor looking at phone
14 Things That Are Free With Medicare

and on January 25, 2023

These services could save you money and help prevent costly health problems.

Woman shocked by letter in the mail
9 Things That Can Happen If You Don’t Pay Your Taxes

on January 23, 2023

IRS penalties can range from the mildly costly to the truly horrific.

Man in winter coat setting thermostat
9 Extreme Ways to Slash Your Everyday Expenses

on January 19, 2023

These out-of-the-box ideas require big lifestyle changes, but they pay off with major savings.

broke senior citizen
10 Dumb Ways Retirees Blow Their Savings

on January 6, 2023

You can make retirement money last a lot longer by avoiding these costly mistakes.

Older couple planning inheritance with a lawyer
6 of the Best Assets to Pass On to Your Heirs

on January 4, 2023

If your dearly departed leaves you one of these things, you’ve hit the jackpot.

Woman buying something in a clothing store.
10 Retail Sales Tricks That Are Making You Overspend

on January 3, 2023

Think you’re a savvy shopper? Not so fast. You may be playing right into retailers’ hands.

Costco
15 Stocking Stuffers to Buy at Costco

on December 7, 2022

You can get all the stocking stuffers you need at many Americans’ favorite warehouse store.

Woman looking into medicine cabinet
13 Household Items That Go Bad — or Become Dangerous

and on November 23, 2022

Some common items do go bad — or worse — even if you thought they would last forever.

Healthy active senior woman eating an apple
9 Foods That Might Help Fight off Dementia

on November 14, 2022

What you eat could help slow or avoid the mental decline associated with dementia.

Man using a laptop in his kitchen
7 Different Types of Medicare Enrollment Periods

on October 24, 2022

Seniors have several opportunities to sign up for and switch Medicare plans.

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