Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

man with torn suit coat
It’s Worth Spending More on These 14 Purchases

on May 20, 2022

Going for the cheapest price isn’t the smartest move for these items.

woman chopping vegetables veggies
6 Ways to Make Cheap Foods Taste Delicious

on April 25, 2022

Here are some ways to give less-expensive foods a flavor boost.

Senior man on the beach
15 Ways Retirees Can Stretch Their Savings

on April 25, 2022

Study these strategies to make your golden years gleam.

Man holding up his hand to stop a home purchase
7 Reasons Why You Should Not Buy a Home Right Now

on March 31, 2022

The real estate market has been sizzling, but don’t let fear of missing out lead you to make a bad decision.

Doctor explaining Medicare benefits to patient
14 Things That Are Free With Medicare

and on March 31, 2022

These services could save you money and help prevent costly health problems.

Family talking to a lawyer or real estate agent about estate planning
6 Estate Planning Mistakes to Avoid

on March 30, 2022

Make these mistakes, and it could cost your loved ones money and grief.

Successful young woman
10 Things You Need for Lifelong Financial Success

on March 28, 2022

Each of these products is essential to the financial stability you need through life’s ups and downs.

Successful businesswoman
7 Key Social Security Tips for People Who Haven’t Claimed Yet

on March 23, 2022

If you haven’t started taking your Social Security benefits yet, don’t make a move until you read this advice.

falling drone shocked man
10 Surprising Things That Home Insurance Covers

on March 11, 2022

You probably don’t realize just how much protection the typical homeowners insurance policy offers.

couple doing taxes
9 Tax Deductions You Can Claim Without Itemizing

on March 11, 2022

You don’t have to itemize to claim these deductions on your tax return.

Couple reviewing financial documents in their kitchen
5 Ways Retirees Can Lower Their Inflation Risk

on March 8, 2022

Don’t run out of money in retirement due to rising prices. Understand this risk and learn to manage it.

Woman with a stack of books
Where to Sell Your Stuff for Top Dollar

on March 4, 2022

Here’s where to get the best price for all your clutter.

Businessman studying technology jobs
The 10 Best Jobs in America for 2022

on February 17, 2022

If you’re looking to switch careers this year, these occupations score high on job satisfaction and earnings.

woman holding key in apartment new home
10 Reasons Renting Is Better Than Buying a Home

on February 9, 2022

Homeowning has its benefits. But there are compelling reasons — cost, for one — why renting may be smarter.

Unhappy woman with an apple
19 Purchases You Should Avoid at Warehouse Clubs

on February 9, 2022

Warehouse stores are packed with good deals — but these products are not among them.

Happy senior couple
7 Social Security Benefits You May Be Overlooking

on February 8, 2022

There’s more to Social Security than retirement benefits.

Woman changing a lightbulb
7 Things That Never Expire – and How to Store Them

on February 7, 2022

You can safely stock up on these household items, which should never go bad if stored properly.

Senior taking a COVID-19 test at home
On Medicare? 6 Ways to Get Free COVID-19 Tests

on January 28, 2022

Medicare won’t pay for at-home COVID-19 tests, but seniors can get them for free using these options.

Senior with diabetes measuring her glucose level
5 Medicare Changes Arriving in 2022

on January 25, 2022

Medicare comes with additional options – and higher costs – this year.

Making a food delivery while wearing a mask
The Minimum Wage in Every State in 2022

on January 11, 2022

The federal minimum wage may not be changing in 2022, but many states have increased their wage requirements.

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