Maryalene LaPonsie

After 13 years as a staffer for a Michigan legislator, I decided it was time to quit the commute and work from home instead. For the past three years, I’ve been penning articles on everything from personal finance to parenting, although politics remains my passion. I’m a numbers geek who loves helping others find the right balance between frugal finances and living life deeply. When I’m not writing, I’m busy trying to raise my and my late husband’s five children to be compassionate people, critical thinkers and lifelong learners.

Older couple reviewing documents
Here’s How Much Your Peers Get in Social Security

on January 11, 2022

See how your Social Security benefits compare with those of other people your age.

woman folding laundry
Target and Walmart Unveil Home Organization Product Lines

on January 7, 2022

Two of the nation’s major retailers want to help you get organized for the new year.

Woman buying toilet paper in bulk
10 Things You Should Always Buy in Bulk

on December 29, 2021

These items often are cheaper if you buy larger sizes or stock up during sales.

Satisfied couple holding a piggy bank for their IRA investment
8 Ways to Maximize Your Traditional or Roth IRA

on December 20, 2021

Use these suggestions to boost the balance in your retirement nest egg.

Man watching broken TV
7 Things That Prove Cheaper Isn’t Always Better

on December 16, 2021

These purchases can end up costing you more if you try to go the cheap route.

Roses on a casket at a funeral
How Debt Affects Survivors After a Loved One Dies

on December 9, 2021

Find out what you need to know about paying off the debt of a loved one after he or she dies.

Senior couple concerned about finances
5 Decisions That Can Make or Break Your Retirement

on December 9, 2021

Your golden years might not be so golden if you don’t carefully weigh these decisions.

Woman adjusting a thermostat
9 Extreme Ways to Slash Your Everyday Expenses

on December 3, 2021

These out-of-the-box ideas require big lifestyle changes, but they pay off with major savings.

10 Things to Let Kids Pay for Themselves
10 Things to Let Kids Pay for Themselves

on December 1, 2021

You aren’t doing your kids or grandkids any favors by buying everything they want. Let them pick up the tab for these items.

Woman who has made a mortgage mistake
The 6 Worst Mortgage Mistakes You Can Make

on November 11, 2021

A house may be the most important purchase of your life. Don’t blow it by making one of these dumb mistakes.

9 Spooky Things That Can Hurt Your Home’s Value
9 Spooky Things That Can Hurt Your Home’s Value

on October 29, 2021

It’s downright frightening how these things could affect a property’s sale price.

Upset driver near pothole
9 Surprising Things That Car Insurance Covers

on October 22, 2021

How many of these covered costs did you know about?

Serious older man
6 Myths About Retirement, Debunked

on October 20, 2021

You could be in for an unpleasant surprise if you have any of these misconceptions.

Young woman with a good memory
13 Ways to Sharpen Your Memory at Any Age

on September 29, 2021

Research shows that these simple actions can help keep your mind in shape.

Woman enjoying her computer
9 Hidden Ways to Get More Out of Amazon

on September 22, 2021

You don’t have to be a Prime member to take advantage of these little-known perks of shopping on Amazon.

Homebuyers looking at a house with a front porch
12 Features That Can Make Your Home Sell Faster

on September 21, 2021

Homebuyers want these features most of all.

Woman checking credit score
7 Ways to Boost Your Credit Score Fast

on September 16, 2021

Your financial security might soon depend upon the strength of your credit score.

Woman wearing glasses
How to Save Up to 70% on 7 Everyday Purchases

on August 17, 2021

Stop getting sucked into paying a premium when good alternatives are available at huge savings.

Physical therapist and patient
16 High-Paying Jobs You Can Get With a 2-Year Degree

on August 3, 2021

You can find a career with a good salary — without having to earn a bachelor’s degree.

A surprised man looks at his empty wallet in shock
Stop Making These 10 Dumb Money Moves

on July 30, 2021

Even smart people make some of these money-losing moves. Here’s what to do instead.

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