Three Jack via eBay offers the ZipBuds Fresh Tangle-Free Earbuds in four colors for $9.99 with free shipping. That's the lowest total price we could find by $30. Features included zipper-integrated cabling and three sets of ear tips.
Most taxpayers will see their tax bill go down during 2018. That could impact which type of account -- traditional or Roth -- makes sense for you.