Ashford Watches via eBay offers the Skagen Women's Mesh Quartz Watch, model no. 233XSSS1, for $49 with free shipping. That's the lowest total price we could find by $39. Features include Japanese quartz movement, stainless steel case and bracelet, and water resistance to 100 feet.
Setting aside money doesn't have to mean deprivation. A little creativity and self-motivation can create a brighter financial future.