Lenovo offers its 5.1-lb. Lenovo Flex 2 15 Intel Haswell Core i5 1.7GHz 15.6" Convertible Touchscreen Laptop in Black, model no. 59422160, for $629 with free shipping. That's $170 off list and the lowest total price we could find. It converts into a touchscreen tablet and features include an Intel Haswell Core i5-4210U 1.7GHz dual-core processor, 15.6" 1366x768 (1080p) LED-backlit touchscreen LCD, 8GB RAM, 500GB hard drive with 8GB SSD, 802.11n wireless, DVD burner, Bluetooth 4.0, USB 3.0, webcam, 4-cell battery, and Windows 8.1.
These simple steps will help newcomers to the credit world borrow money and build a credit history.