Chubbies Tech via eBay offers the refurbished, no-contract Samsung Galaxy Note II 16GB 4G Android Smartphone for AT&T in Titanium Grey, model no. SGH-I317, for $229.95 with free shipping. That's $20 under our February mention and the best no-contract price we've seen. (It's the lowest price we could find for a refurb now by $5.) This phone features a 1.6GHz quad-core processor, 5.5" 1280x720 touchscreen AMOLED LCD, 8-megapixel rear-facing camera with LED flash, 1.9-megapixel front-facing camera, MP3 and ACC playback, 4G LTE connectivity, 802.11n wireless, Bluetooth 4.0, 16GB internal memory, microSD card slot, and Android 4.1 OS (Jelly Bean).
A 30-day warranty applies, but it's unclear who backs it.
Personal finance guru Suze Orman has a huge following. But beware: The self-proclaimed expert has a track record that suggests more sizzle than steak.