Yapper_Wireless via eBay offers the refurbished Unlocked Apple iPhone 4S 16GB Worldphone for GSM Networks in Black, model no. MD234LL/A, for $265.99 with free shipping. That's tied with our mention from last week as the lowest total price we've seen for an unlocked 16GB iPhone 4S. (It's also $69 under the best price we could find for a new unit.) It's compatible with GSM networks such as AT&T, T-Mobile, and Vodafone; it can't be used with CDMA networks such as Verizon or Sprint.
Note: No warranty information is provided. Also, it's available in White for $4 more.
The new federal income tax law is not as hard on tax-sheltered retirement plans as feared. But savers and investors should be aware of a couple of changes.