Steep & Cheap takes up to 65% off a selection of Patagonia men's and women's clothing, accessories, and gear. (Prices are as marked.) Plus, cut $40 off on orders of $200 or more, via coupon code "SAVEFORTY". Shipping starts at $6.31. A couple of best bets:
Patagonia Women's Better Sweater Jacket from $83.40 + $7 s&h (pictured, low by $7)
Patagonia Men's Torrentshell Jacket for $90.30 + $7 s&h (low by $28)
These tips and tools can help you recoup thousands of dollars if the unthinkable happens.