Walmart offers the Mainstays 10-Foot Steel Offset Patio Umbrella in Navy for $49.99. Opt for in-store pickup to drop it to $48.95. That's a buck under last week's mention and the best price we've seen. (It's also a low now by $13.) It features a powder-coated steel frame and crank open/close.
Here's how to minimize and delay the chunk that Uncle Sam claims.