For in-store pickup only and with stock varying by ZIP code, Lowe's offers the Tiki 65" Urban Metal Steel Citronella Garden Torch for $1.99. That's $8 off and the lowest price we could find. It includes a 12-oz. FlameKeeper canister, fiberglass wick, and a metal snuffer cap.
Credit cards offer many conveniences and protections, but sometimes it's simply smarter to keep the plastic tucked away.