Columbia takes up to 60% off a selection of its men's, women's, and kids' apparel and shoes via coupon code "COLBRR60" during its Web Specials Sale. (The discount is taken from the item's original price; it doesn't stack with the sale price.) Plus, Greater Rewards members receive free shipping. (Not a member? It's free to sign up.) It's a great spot to shop high-quality outerwear if you don't mind last season's styles. Deal ends November 13.
Credit cards offer many conveniences and protections, but sometimes it's simply smarter to keep the plastic tucked away.