Cellfeee via eBay offers the refurbished Unlocked Apple iPhone 7 128GB GSM Smartphone in Black or Rose Gold for $289.99 with free shipping. That's the lowest price we could find for a refurb by $40, although we saw it for $20 less three weeks ago.
Note: There's no clear warranty information provided.
You've worked hard for your money. Now let your money go to work for you.