Macy's offers the Freshman Women's Chevron-Stripe Sweater in Delft Blue or Pale Mauve for $13.12. Coupon code "GIFT" cuts it to $10.50. Pad your order with a beauty item (they start at $3) to bag free shipping; otherwise, shipping adds $10.95. That's $33 off list and the lowest price we could find. It's available in sizes XS to XL. Deal ends December 23.
Experts often recommend postponing Social Security retirement benefits. But there are situations in which you should just start taking the money ASAP.