BuySpry via eBay offers the refurbished Unlocked Apple iPhone X 64GB GSM Smartphone in Space Grey or Silver for $629.99 with free shipping. That's the lowest price we could find by $70 and the best price we've seen for the iPhone X 64GB. (For further comparison, it's $45 under last week's mention of the 4G LTE model.) It has an A11 Bionic chip neural engine, 12-megapixel dual rear camera with dual OIS, wireless charging, and Bluetooth 5.0.
It includes a 60-day warranty, although it's unclear who backs it.
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.