NeweggFlash offers the refurbished HP Titan Smartwatch for $49.99. Coupon code "NEFPBD64 " cuts it to $39.99. With free shipping, that's $90 off list and the lowest price we could find. It monitors phone calls, fitness, and appointments. It's compatible with Android and iOS devices. Deal ends February 28. Note: A 90-day warranty applies, although it's unclear who backs it.
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.