Costway via Rakuten offers the Costway 28.5" Fireplace Electric Embedded Insert for $109.99. Coupon code "HOME20" cuts it to $87.99. With free shipping, that's the lowest price we could find by $22. Features include: tip-over nad overheating protection log flame effect with 5 adjustable brightness levels tempered glass remote control
With these companies, it might be easier than you think to negotiate your monthly bill down.