Macy's offers the Clarks Men's Limited Edition Bushacre Boots in several styles (Corduroy Bushacre Chukka pictured) for $39.99. Opt for in-store pickup to avoid the $9.95 shipping charge. That's $70 off list and nearly half of what you'd pay elsewhere for similar boots. They're available in select sizes from 7 to 13.
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.