Columbia takes up to 65% off a selection of its men's, women's, and kids' apparel and shoes via coupon code "COLAFF65" as part of its Web Specials. (The discount is taken from the item's original price; it doesn't stack with the sale price.) Plus, Greater Rewards members receive free shipping. (Membership is free.) That's the second best extra discount we've seen on these items in well over a year.
Experts often recommend postponing claiming your Social Security retirement benefits. But there are situations in which you should start taking the money sooner.